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��14�1��5 1�. �orr�wer N�� Re[eased; F��bea�anc� �� Lender [Vat a '�IV�i►r�r. E��ensian�f�he time for paymer�t or modifzcation of amortization of the sums se�ured by this Securit��nstruxnent granted by Lender�a Borrower ar ax�.y Successor in Interest of Borrower sha��not opera�e to release the X�abil�ty of Borro�er ar an� 5uccess�rs in�n�erest of Borrower, Lender sha11 not�e r�quire�to commenc�pr�ceedings aga�nst an�r Successor in In�erest of Borrower or to refuse ta extend time f�r paym�nt or otherwis�mod�f�amortization of the sums secured by�his Se�urity�nstrument by reason of a.�y demand ma�e�y the orzgznal Borr�wer ar any Successors in In�eres��f Borrower, Any forbearance by Lender in e�erc�sang any right or rem.edy including, v�ithout limitatiori, L�nder's acceptance of paymen�s from third p,ersons, ent�tz�s or Succes�ors in Inter�st of Borro�ver or in amounts Iess than�he amau�.t�hen du�, shall no�be a wa�ver of or prec�ude the e�erc�se of any right ar remedy. 'i 3. Joint and �e►��ral Liabili�y; ��-signers: Successors and �4ssigns �aund. Barrower cov�nar�ts and agr�es tha�Bflrrower`s a�ligations and lzability shal�be j oint ar�d several. Hovsrever, an�Borrawer v�ho c�-signs this Secur�ty�ns�rument but does no�execute th� Note�a "co�signer"}: �a}is co-s�grllng this Security�nstrument only to mortgage, grant az�.d convey the co-signer's ir�terest in the Praperty under�he t�rms of this Securi��Instrument; �b} is not personally ob��gated to pa�the sums secured b�thi� Security Instrument; and �c) agrees th��Lender and any ather Borrourer can a�ree to ext�nd, m.odify, forbear or mak� any accommodat��ns wi�h regard to the terms of t�iis Secur�t�Instrument or t�e Not�without the co�signer's consent. Subj ect to the provisions of S�ction 1 S, any Success�r in intere�t of Borrawer who assumes Barro�ver's ob��ga�ions und�r this 5ecurity Instrument in�vriting, and is approved by Lender, shall ob�azn a11 of Borrower's r�ghts and henefits under th�s Security�nstrument. Borra�ver shall no�be rel�ased from B�rrower's obligations and liability under this Security Instrumen�unless Lender agrees tfl such release�n �riting. T�e�ovenants and agreements of�his Security rnstrument shall bind�e�cept a�pr�wided in S�ction 2�} and benefi�the successors and assigns of Lender. 14, Loan �harges. Lender may charge B�rro�rer fees for servzces perfarmed�n con�ection�vi�h Borrflvver's defau��, for the purpose of pr��ecting Lender's�n��rest�n�he Property and rxghts under th�s 5ecurzty Instrument, inc�uding, but no�limited to, attorneys' fees, praperty ix�spectxon and valuation fees. In regard to an��her fees, the absence of express a�thor�ty in th�s Security�nstrumen��o charge a specifxc fee to Borrower sha��not be construed as a proh�bition on the chargirig�f such fee. Lender may not charge fees that ar�e�pressly prohzb�ted by�his S�cur�ty Instrument or by App��ca�ale Law. �f the Loar��s subjec�to a Iaw vvh�ch sets maximum Iaan charges, and that law is finally�n�erpreted so tha� �h�in��rest or other loan charges cflll�cted or to be co�lected in connection�vith the Loan exceed the p�rmitted limits, �hen; �a} an.y such loan charge shall be reduc�d by the amnunt n�cessary to reduce the charge��the permitted limi.t; and �h} ar�y sums a�ready caX�ected from Borrower vri�h�ch exceeded p�r�nitted Iimi.�s will be refund�d to Borrower. L�nder may choose tfl make this refund�y reducing the prxncipa�o�ved ux�der the No��ar by making a direct payment to Borrow�r, If a r�fund reduces principal, the reduction w�ll be treated as a partia�prepayment w�th�ut any prepa�ment charge ��hether�r not a prepaym�nt charge is provided for under the Note), Borrower's ac�eptance of any such refund rn.ade by direc�payment�o Borrower will constitute a waiver af any rzgh� of ac�iori Borrov�er mzght have aris�ng out �f such avercharge. 15. Notices. Al�notic�s g�ven hy Borro�ver or Len�er xn cann�ction w�th this Secur��y Instrument must be in writing, Any notice to Borrower�n connectiori�v�.�h this Secur�t�Instrument shall be deemed to ha�e he�n gi�en to Borrower�vhen mailed by first class rnail or when ac�ually de��vered to Borrower'�no��ce address if serit b�r oth�r.means. Not�ce�a ar�y one Barrovver sha��constitute not�ce to al1 Borrowers unl.ess Appl�ca�le Law ��press�y requires other�vise. The notice address shall be�he Property Addr�ss unless Borrov�er has N�BRASKA-Singl��amily-Fannie MaelFreddi�Ma�LJIVlFnRM INSTRUM�NT Form 3028�1�1 VMP� VM�C{N�}�1302j Wolters Kluwer�inancial Ser�ices Page 1 1 af 17