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��14�1��� <br /> DEED �F TRUST <br /> [�onti n u ed} Page 9 <br /> under the En�iranmental Laws. Th�te�m"Hazardaus Substances"also inGludes,withou�[imitatian, petroleum and <br /> petro�eum by-produ�ts or any fraction thereof and asbes�os. <br /> Impra�ements. Th� vvord "lmpro�emen�s" means a�l exis�ing and future impro�emsnts, bui[dings, structures, <br /> m�bile hames affixed ❑n the R�al Praperty, faci�ities, additians, replacements and o�her�anstruction an �he Reaf <br /> Property. <br /> Indebtedness. The word "Indeb�edness" means all principal, interes#, and other am�unts, �osts and expenses <br /> payab�e under the Credit Agreemen� flr Related Documents, together witn all renewais of, extens�ons of, <br /> mvdifrcatians o�€, consolidations vf and suhs�itu�ions fvr the Credit Agreement or Refated ❑ocumenfs and any <br /> amounts expended vr ad�anced �y Lender ta dis�harge Trustor's ❑bligations vr expenses incur�-ed by Trustee or <br /> Lender to enforce Trustor's obligatians under �his Deed of Trust, toge�her with interest on such amounts as <br /> provided in�his Deed of Trust. <br /> Lender. The word "Lend�r" means BANK�F THE WEST, i�s successors and assigns. The words "successvrs or <br /> assigns"mean any person o�campany�hat a�quires any interest in#he Credit Agreem�nt. <br /> Persona� P�oper�y. The words "P�rsonaE Property" mean all �qu�pmen�, fixtur�s, and othe�- articl�s of personal <br /> proper�y naw or hereafter owned by Trustvr, and now or hsreaf�e� at�ached or affxed t� �h� Real Proper-�y; <br /> together with a!I accessions, parts, and addi#ivns to, all replacem�nts of, and al� substitutions for, any ofi su�h <br /> praperty; and together with all proceeds {in�luding with�uf �imitation all insuran�e proceeds and refunds of <br /> premiums}from any sale or other disposition of th�Proper#y. � <br /> Property. The word"Property"means cal�ecti�ely fhe R�ai Property and#he Persanal Property. <br /> Real Praperty. The wvrds "Real Prape�#y"mean the real property, �n#�rests and righ�s, as�Further described in�his <br /> ❑eed of Trust. <br /> Rela�ed �ocuments. The wvrds "Re�a��d Documents" mean all promissary notes, credi� agreemen�s, loan <br /> agreements, enWi�onmenta[ agreements, guaranties, securi#y agreemenfs, mortgages, deeds vf trusfi, security <br /> deeds, cvllateral mortgages, and all oth�r ins#rumen�s, agre�ments and documents, whether nflw or hereafter <br /> existing, executed in connecfivn with�he�ndebtedness. <br /> Ren�s. The word "Rents" means ail pres�nt and future ren#s, re�enues, incom�, issues, royalties, pro�ts, and <br /> o#her benefits derived from the Property. <br /> Trus#ee. The ward "Trust�s" means BANK flF THE WEST, whose add�-ess is PQ B4X 5'�67, SAN RAM�N, CA <br /> 94583 and any substitute or successor trustees. <br /> Trustor. The word"Trustor"means DAVID J SQCHQR and SUSAN L 5�7�HflR. <br /> EAGH TRUST�R ACKN4111�LEDGES HAVtNG READ ALL THE PR�VfSI�NS �F TH�S DEED �F TRUST, AND EACH <br /> � TRIJST�R AGREES TQ ITS TERMS, <br /> TRUST�R: <br /> X ,� . � � � <br /> � <br /> DAVID J CH�R <br /> x ` � a ���.� .� <br /> SUSAN L S[]CH�R <br />