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<br /> TH�S�I�STRUMENT PREPARED BY: AFTER RE��RDrNG RETURN Ta:
<br /> Home Federal Savings&. Loan Ass�ciafion af Home Federal Sa�ings&Laan Assacia��an of
<br /> �rand �sland �rand Island
<br /> 22� South Locus��treet 221 Sou�h Lacust Str�e�
<br /> GRAND ISLAND, NE G8$41 GRAND ISLAND,NE GS$��
<br /> �SpacE Abo�e Tl�is Line For Rec�rding Data}
<br /> L�AN �Ri�iNAT4R NAME: Chr�s Ka�kie
<br /> NMLS CflMPANY IDENTIFIER: 44�443
<br /> NMLS�R�GINAT�R IDENT�F�ER: 4946�8
<br /> I��EI] C3�` TRIJ�T
<br /> (PRE.A►.UTH�RI�ED (�PEN END� CREDIT - FUTURE ADVANCES ARE SE�URED
<br /> BY THIS I3�EI3 �F TRUST)
<br /> TH I S DEED �F TRv ST �"Securi�y Instrument") is �nade on M a rch ��, ��14. The �ran�ors are SC�TT J
<br /> R�A�H and STEPHANI� J R�AC�, HUSBAND AND W�FE, vvhose address �s 3�2 E PLI�M ST,
<br /> Daniphan, N�braska bS832-9596 �"Barrower"�. B�rrawer is not necessarily the same as ��e Person or Persons
<br /> who si�n the H�me Equity Line of�redit AgreQm�n�, da�ed March �2, 2U14 �"Can�rac�"3. Th� obiiba�zans of
<br /> Borrowers vvho did n�t s�gn �he Con�ra�t are expla�ned fur�her in �he s�ctian �i�Ied Successors and Assigns
<br /> Sound; Join�and Se�eral L�abiii�y; Ac�omm�da�ion Signers.The trustee is Arend R. �aack,At�orney whos�
<br /> address �s P.U. Box 790, Grand �sland, Nebraska �$SUZ �"Trus�ee"�. The benefc�ary is Home Federai
<br /> Sa��ngs & Loan Associa�ion of�rand Ysiand, wh�ch is organized and ex�s�ing under the laws of the United
<br /> S�ates of Amer�ca and v�h�se address �s 221 S�uth Locus� S�reet, �rand �sland, Nebraska �58�� �"Lender"}.
<br /> S��TT J RaA�H and STEPHAN�E J RQAC�I ha�e �n�ered into a �on�ra�� wvith I�ender as of March �2,
<br /> 2U�.4, under�he terms of which Borrower may, fram ��me to time, abtain advances no��a exceed, a� any �ime, a
<br /> '�""MAX�MUM PR�N��PAL AM�UNT (E�CLUDYN� PR�TECTIVE ADVANCES}xx" of Forty-�nne
<br /> Thousand and 0�11 U� I�ol�ars �U.S. $41.,0�0.�0� �"�redit L�m��"}. Any party interes�ed �n �he deta�ls reiated �o
<br /> Lender's con��nuing obliga�ion �o make advances to Borrower is adWised �o consu�t direc��y with Lender. If no�
<br /> paid ear�ier,the sums owing under B�rrower's Contrac��vith Lender v�ill be due an March I S,Z419.This Secur��y
<br /> Ins�run-�ent secures to Lender: �a� �he repayment of�he debt under the Con�rac�, �ui�h xn�erest, i.nc�ud�n� future
<br /> ad�ances, and a�1 renewals, extens�ans and mod�f ca�ions of�he �on�ract; �b� th� paymen� of a�l o�her sums, wi�h
<br /> xn�erest, ad�anced �o pro��c� the secur�ty of this 5ecurity �nstrument under �he pro�isions of the sec��an �itled
<br /> Prvtec��on flf Lendert� Rights�n �he Proper�y;and�c}the performance of Barrovver's�ovenan�s and a�reemen�s
<br /> under this Security Instrument and the Contract. For this purpose, Borrovver, in consideration of�he debt and the
<br /> trus�herein crea��d, 1rCeVnCa�7�y�I'an�S ariC�COnVeyS�D Tr�S�ee, in trust,wi�h pawer of sa�e,�he follawing descr�bed
<br /> pr�per�y �oca�ed�n�he C�UNTY of HALL, S�a�e of Nebraska:
<br /> Address: 3D� E PLUM ST, Doniphan,Nebrasl�a f SS32-959C �
<br /> Legal Descript�on: L�T [)NE ��.}, H�FFMAN SE�C3ND SUBDxV�SIQN �N THE V�LLAGE �F
<br /> D�NIPHAN, �ALL��UNTY,�EBRAS�{A
<br /> TC�GETHER. �VITH alI �he impro�ements n�w or hereafter erected on the praper�y, and a�l easements,
<br /> appurtenances, and f x�ures n�w �r hereafter a par� of the property. A1� replace�nents and additians sha11 also be
<br /> co�ered by �his Security �nstrument. Ail of the foregaing �s referred ta in �his Secur�ty Ins�rumen� as the
<br /> "Prape�-�y."
<br /> B�RR�'�VER �C]VENANTS �hat Barrawer �s �awfully se�sed af�he es�a�e hereby can�eyed and has �he ribht to
<br /> gran� and con�ey �he Proper�y and that the Prflperty is unencum�ered, excep� far encumbrances of rec�rd.
<br /> Barrov�er v�arran�s and �vill defend generally the ���le �a �he Property agains� aI� c�a�ms and demands, subject ta
<br /> any encumbrances flf re�ord.
<br /> B�rrower and Lender co�enan�and agree as follows:
<br /> Payment of Prin�ipa�and �in�erest; ��her�harges. B�rrower shall promp��y pay when due the principal af and
<br /> in�eres�on�he debt owed under�he Contract and Ia�e charges or any other fees and charges due under�he�ontrac�.
<br /> Q 2D44-2D13 Complian�e Systems,Inc.SEB3-2�BE-2�]3LZ.�.Et.71?
<br /> Consumer Real Esta.te-Security�nstnament DL2436 Page]af 5 www.cornp�iancesystems.com
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