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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />Rosa Velasco <br />J NOTARY . State ot Nebraska <br />DANIEL ROTH <br />My Comm. Exp. Mail 7, 2016 <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me <br />Witness my hand and notarial seal ati,2090eAbli 64144.IZ 6..i* In said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />. , by Rosa Velasco and Esteban Velasco. <br />this day of j f iXe - GA <br />201 401602 <br />- Witness <br />t 5 t a (Seal) <br />Esteban Velasco - Borrower <br />4 E0 <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />