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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />dir 0 <br />AI . <br />ose - Pere / <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />s r -Stile al Nebraska <br />DANIEL ROTH <br />*Coma Apd1 7 <br />- Witness <br />Seal <br />- Borrower <br />Pe/i <br />Alfon erez <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />2 01401601 <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The ore oing instrument was acknowledged before me this ,/ <br />day of <br />, by Josefma Perez and Alfonso Perez. <br />Witness my hand and notarial seal at/•7af/,D.6fd..,1Is.!/.dem said County, the date aforesaid. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />