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��14�1557 ser�ice� and subsequent charges each tin�e remappin�s ar simi�ar changes occur which reasonably migh� affect such determination or certifica�ion. Barrower shal� also be respansible for the payment of any fees imp�5ed by the Federal Emergen�y Management Agency it� connection with the re�rie�v af an� flood z�ne determinativn resulting from an abjec�ion�y Borrower. If Borrower fails to maintain any of the co�erages d�scri�ed abo�e, Lender may obtain insurance c��erage, a�Lender's aption and Borrower's expense. Lender is under no obligat�on to purchase any pa.rticular type or amount af ca�erage. Therefore, such ca�erage shal� ca�ver Lender, but might ❑r mi�ht not prot�ct Barrower, Borrawer's equi� �n the Property, or the contents of the Property, against any risk, hazard or �iabil.�t� and might pr��de greater ar �esser co�erage than was pre�iausl�r in effect. Borr�vver acknowledges that the c�st of the insurance co�erage so obtained might signif�cantly exceed the cost of in�urance �hat Barrower �ou�d ha�e vbtained. Any amounts disburs�d by Lender under this Section 5 shall became additiona� debt of Borrower secured by this Security Instrument. The�e amounts shall bear interest at the Nate rate from the date af disbursement and sha1l be payahle, with sueh interest, upon notice from Lender to Borrower requesting payment. Al� insurance palici�s requ�red by Lender and ren�wa.l.s of such policies sha�I be subje�t to Lender's right to disappro�e such policies, sha11 �nclude a standard n�artg�ge clause, and sha�� name Lender as mortgagee andlor as an additional �tiss payee. L�nder shail ha�r� the right to hvld the pvlicies and ren�wal cer�.ficat�s, If L�nder requir�s, Borrower sha11 prvmptiy gi�e to L�nder all receipts of paid premiums and renewal notices. If Borro�ver abtains any form af insuran�e co�era�e, not otherwise required by Lender, for damage t�, ar destruc�on af, the Property, such policy sha11 inciude a standard mortgage clause and shall name Lender as martgagee andlar as an addit�onal lo5s payee. In the event of lflss, Borrower shall give prompt natice to the insurance carrier and Lender. Lender may make pr�of af Ioss if nv� made promptly by Borrower. Unless Lerider and Borrov�er v�herwis� agree �n writing, any in�urance proceeds, whether or not �he underly�ng insurance was required by Lender, shall be applied to restoration ar repair af the Property, if the rzs�orat��n or repair is economically feasi�le and Lender's se�urity is not �essened. During such repair and restaratiQn period, Lender sha.�l ha�e the right to hold such insurance praceeds until Len�er has had an opportunity to xnspe�t such Praperry to ensure the work has been complet�d to Lender's sat�sfaction, pravided �hat such inspectian sha11 be undertaken promptly. Lender may dis�urse proceeds far th�repairs and res�ora�ton in a single payment ar in a s�ries �f pragress payments as the wark is comp�et�d. Unle�s an agreement is made xn writing or Applicab�e Law requires �nterest ta be paid on such insurance praceeds, Lender shal� na� be required to pay Borr�wer any inter�st U� earningS Qn SUCh�7roGeec�S. Fees fvr public adjust�r�, t�r vther third parties, retained by Borrow�r shall na�be pai� �ut of the insurance proceeds and shall be the sole obligation of BorrQvver. If the restoration or repair�s na�ecvnomiGal�y feasihle ar Lender`s securit�would be lessened, the insurance proceeds sha11 be appl�ed �o the sums secured by this Security �nstru�nent, whe�her or nat then due, with the excess, if any, gaid to Borrower. Such in�urance�roceeds shall be ap�alied in the order provided for �n Sec�ivn Z. If Borrawer abandons the Property, Lender. may f�1e, negotiate ancl settle any a�ailable insurance claim and related matters, If Borrower daes nQt resp�nd within 3U days to a no��ce from Lender th�t the it�surat�ce carrier has offered to sett�e a c�aim, �hen Lender may negatiate and s�ttle the claim. The 3�-da� peri.ad wi11 begin when the notice i� gi�en. In either ev�nt, or if Lender acquires th� Propert-�r under Secti�n �2 or otherwises Borrovwer her�by assi�ns ta Lender (a.}B�rrower's rights to any insurance praceeds in an amount not to �xc�ed the am�unts ungaid under the I�ote or �his Secur�ty In��rum�nt, and (b} any other of Borrawer's rights (ather than �he r�ght to any refund of unearned premiums paid by Borrower} under aIl insurance policies co�er�ng the Pr�perty, insofar as such rights are applicable to the cn�erage of the Properry. L�nder may use the insurance proceeds either to r�pair or restore �he Proper�y or to pay amvunts unpaid under the 1�Tote ar this Securi��Instrument, �vhether or not then due. a�1�238fifi994 [OQ11238fifi994] NEBRASKA-Single Family-Fannie IvlaefFreddie Ma��NiFORM iNSTRI�MENT WITH MERS Form 30�8 1101 VMP� VMP6A�NE��1342}.OQ Wolters K1�wer Fnancial Senr+ces Page 7 of 1?