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��14�1557 <br /> ��} "L�ender" is Citibank, N.A. <br /> Lender is a�orparation <br /> Qrganized and existing under the laws of the United States n <br /> Lender's addres s �s 1 n[10 Technolagy Dri�e�'Fallon, MQ G33G8-2240 <br /> ��} "Truste�" is First American Tit�e Company <br /> �E� "I�I�ERS" is Mort�age Electronic Registrat�on System.s, �nc. MERS is a separate �nrpor�t�on that is acting <br /> so�ely as a nominee for Lender and Lender's �uccessors and assigns. MERS i5 the benef��iary under this <br /> Secur�ty Instrument. MERS �s organi�ed and existi�g under the lav�s of Delaware, and has an addr�ss and <br /> te�ephone number of P.�. Bo�2026, Flint, M�485��-2D��, te�. �888}�79�MERS. <br /> �F� "Note" means the promissary note signed h�Borrvwer and e�ated Mareh 19, 2414 . The No�e <br /> states that Borrovver owes Lender Eighty Seven Thousand Eight Hundred Twenty Six <br /> I7o�lars �I�`.S. $$7,826.U� �p�us i�terest. Bflrrawer has promised to pay th�s debt in regular <br /> Periodic Payments and to pay the d�bti in fu11 nat�a�er than A.pril 1, ��� . <br /> �G} "PrDp�r�y" means th� property that zs described below und�r �he heading "Transfer of Rights in the <br /> Proper�r." <br /> �H} "l.oan" means the debt e�idenced by the Note, plus interes�, any prepayment charges and late eharges due <br /> under the NoCe, and a�� sums due und�.-�his Security Ins�rument, plus intere��. <br /> ��} "Rid�rS" means all Riders to this Se � rity Instrurnent that are executed�y Barrov�rer. The fail�wxng Riders <br /> are ta be executed by Barrawer [chec � bax as app�icable]: <br /> []Adjustable Ra�e Rider [�]�andominium Rider [] Second Home Ri.der <br /> �Balloon Rider �Planned Unit I3evelopment R3ider � 1--4 Famil�Rider <br /> �VA Ri.der []Biweekly Payment Rider 0�]ther(s� [specify� <br /> Sch�dule"A" <br /> {J} "Applieab�e Law" means a�l cont�-Q�ling applicable federal, �tate and local sta�utes, regula�ians, ord�inances <br /> and admin�strati�e rules and�rders(that ha�e the effect of law}as vvell as all applieable fina�, non-appealable <br /> judicial opinians. <br /> �iC} "Cammunity Associati�n D�res, F�es= and Assessm�n#s" means all dues, fe�s, assessments and other <br /> eharges that are irnpased on BorrQw�r ar the Property by a conc�om�nium assaciativn, hameowners <br /> asso�ia��an or similar organizat�on. <br /> �L} "EJectron�c Funds Transf�r" means any transfer. of funds, other than a transa�tion ar�ginated b� eheck, <br /> draft, �r simi�ar paper ins�rument, which is initiated through an elee�ronic termina�, t�lephonic instrument, <br /> cnmputer, or magnetic tape sa as to arder, instruct, ar author�ze a �nancial institu��on to debit or credit an <br /> a�caurit. Such term includes, but is not lim�ted to, pain�-of sa.�e transfers, autvrnated tel�er machine <br /> �ransa�t�ons, transfers ini�iated�y telephone, wire transfers, �nd automated clearinghouse txansfers. <br /> �IIA} "E�C�w l�emS" �neans thase items that are described in Sec�ion 3. <br /> 0�#i�38fifi994 (00�1238fi6994] <br /> NEgRASKA-Singie Family-Fannie MaelFreddie Mac UNiFORM INSTRLIM ENT IIVITH M ERS Farm 302g�la 1 <br /> VMP� VMF'�G6AtNEy�13(3��.aQ <br /> Walters Kluwer Fnancial Services Page 2 vf i 7 <br />