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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />"7).7.. <br />- BORROWER - KENNETH D. BANDT <br />- BORROWER - BRENDA L. BANDT <br />I GENERAL NOTARY - State of Nebraska <br />TRACEY M. JOHNSON <br />My Comm. Exp, June 29, 2014 <br />Notary Public <br />NEBRASKA -- Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />4Eli 338.21 Page 14 of 14 <br />201 401 536 <br />451400382 <br />The foregoing, instrument was acknowledged before me this / day of <br />L7 , by KENNETH D D. BANDT AND BRENDA L L. BANDT , HUSBAND <br />D WIFE. <br />My Commission Expires: <br />MORTGAGE LOAN ORIGINATOR BRENDA L . ELSASSER <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY IDENTIFICATION NUMBER <br />478729 <br />MORTGAGE LOAN ORIGINATION COMPANY CENTRAL NATIONAL BANK <br />NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY IDENTIFICATION NUMBER <br />423495 <br />Form 30281/01 <br />