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<br /> require�i by RESPA, and Borrower shall pay to Lender the amount necessary to make up �he deficienc��n
<br /> accordance�v�th RESPA, but in no mare than �2 manthl�r payments.
<br /> Upon payment in full of a�I sums secured by this Security�nstrument, Lender shal�promptly r�fund to
<br /> Barrower an�Funds held�y L�nd�r.
<br /> 4. �harges; Li�ns. Borrower shall pay aII taxes, assessments, charg�s, fines, and impositions at�r�bu�a�le�a
<br /> the Praper�y vvhi�h can at�ain priority�ver�his 5ecurity Znstrumen�, Ieasehold paym�nts or ground rents on
<br /> �he Property, if any, and Community Assoczation Du�s, Fe�s, and Assessments, if any, To�h�e�tent that
<br /> these items are Escrow ��ems, Borrower�hall pay them rn the manner provided in 5ection 3.
<br /> Borro�v�r sha11 promptly discharge any��en wh�ch has priority over this 5ecurxty Instrument unle�s
<br /> Barraw�r: �a} a�rees�n vr►rri��ng to the payment of th�obligation se�ured b�the lien in a manner acc�ptab�e
<br /> to Lender, bu�oniy so Iong as Borrower is performing such agreement, �b} contests�he��en zn gofld fai�h by,
<br /> ar def�nds against enforcement of the��en xn, �ega�proceed�ngs which in Lender's opir�ion operate ta pr�vent
<br /> the enforcement af�he�ze�.wh��e those pro�eedings are p�nding, but onl�ur�til such proce�dings are
<br /> concluded; or��} s�cures from�he holder of�he Iien an agreem�nt sat�sfactflr�to L�nder sub�rdinat�ng th�
<br /> Iien�o�his S�curity Instrument. �f Lender determines that any part af the Pr�perty is subj�c�to a li�n vvhich
<br /> can a�tain priority over�h�s Securzty Instrument, L�nder may give Borrower a not�c�zdentifying the I�en,
<br /> V►T�thin I�days of the date on vvhich that notic�is given, Borrower sha�� satzsfy the Iien or take one or mare
<br /> tif the actions set for�h abov�in this Section 4.
<br /> Le�.der may requir�Borrower to pay a one�time charge for a r�al estate tax verificatian andlor reparting
<br /> s�rv�ce used by L�nder rn connecti�n w��h th�s Loan.
<br /> a� P�o p e�ty t n su r a n ce. Borrow�r shal�keep the improv�ments now e�z stzng ar h�r�after er�cted on the
<br /> Property insured against�oss b� fire, hazards inc�uded within�he term "�xtended�overage," and any ather
<br /> hazards includ�ng, �u�not limited to, ear�hquakes and floods, for wh�ch Lender r�quires insurance. Thxs
<br /> insurance sha�l be maintained in the amounts �including deductibX�Ievels} and for the periods�hat Lend�r
<br /> requ�res. What Lender requires pursuan�to �he preced�ng sentences can change dur�ng the term of the Loan,
<br /> The insurance carrier providing the insurance shall be chos�n by Borrawer sub�ect to Lender's right to
<br /> disapprave Borro�ver's chnzce, vvhich right shall n�t�e exercised unreasonab�y, Lender may r�quire
<br /> Borrower tn pay, in conn�ct�on with th�� Loan, eith�r; �a} a one-time charge for flood zone determination,
<br /> c�rtificatian and tracking ser�ices; ar�b} a on�wtime charge for flood zone determination and certif�.cat�on
<br /> s�rvices and subsequ�nt charges�ach tim�remappings or s�mi.lar changes occur which reasonab�y mi.ght
<br /> affect such determination or certification. Borrov��r shal� also b�r�sponsib�e for the paym.ent of any fees
<br /> �mpos�d hy the Federal Em�rgency Management Agency in cannection with�he r�v�e�v of any flood zone
<br /> de��rminatron resul�ing from an a�j ec��an by Borrower,
<br /> If Borrower fai�s ta maznta�n any of the coverages desc�•ibed above, Lender may obta�n insurance coverage,
<br /> at Lender's opt�on and Borrower's�xpens�. L�nder is urider no oblzgation to purchas�any part�cular�ype or
<br /> amaunt of coverage. Th�refore, such�overage shall cov�r L,ender, but mtght or might not protect Borr�vver,
<br /> Borro�v�r's equ�ty in the Property, or the contents af the Prflperty, against any risk, hazard or liability and
<br /> m�ght provide greater or lesser cn�rerage than was prev�ously in eff�ct, Borrou�er acknflwledg�s that the cost
<br /> of the�nsurance cav�rage so ob�a�ned might signifi�antl�exceed the cost of insurance tha�Borrower could
<br /> have obtained, Any amoun�s disbursed by Lender under�his SeGtzon 5 shall become additrona�debt �f
<br /> Borrower secured by�his Security rnstrument. These amounts sha�I bear interest at the�ote rate frnm.the
<br /> da�e of d�sbursement and shal�be payab�e, vvith such znterest, upan natice fr�m Lender to Barrower
<br /> reques�ing payment.
<br /> N�BRASKA-Single Famify-Fannie MaelFreddie Mac UNIFC3RM 1N5TRUMENT �orm 3a�8 11�1
<br /> VMP Q VMf�S{N�y[130�y
<br /> Wolters Kfuw�r�inancial 5er�ices Page 6 of 17
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