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��14�1517 �C� "Lend�r" �s Bank nf the �est, a Ca��forn�a �tate bank i ng corp. Lender is a ��rporat�.on organized and ex�s�ing under�he laws af The S t a t e o f �a 1�f o rn i a . Lender's address �s 135fl� �a X�f arn i a S t, NE�-BBP-LL-P, �maha, NE �8154 �Q� "Trustee" is Bank af the �Vest, a �a��forn i a state bank�n� carp. �E� "M ERS" is Mor�gage ElectrQnic Regis�ra�ior► Systems, �nc. MERS is a separate corporatian�hat is a�ting so�e�y a�a nominee for Lender and Lender's succ�ssors and assigns. MERS is the bene�c�ary under th�s Security Instrument. MERS�s organized and existing under th�laws of l�elav�are, and has an address a�d telephone number of P.Q. Box 2�Z6, F��n�, MI 485��-��26, �el. �SSS} 679�-MERS. �F� "Note" means�he promissory nate signed by Barrov�er ax�d da�ed March 13, �D 14 . The N�ote sta�es that Borrower�v�res L ender N�n�t� N�ne Thous and 5 i�ty And Ze r a�1�� Dollars�U.S. $99,��.D� }p�us�n�erest. BorroWer has prom�sed to pay this deb�rn re�ular P�ri�dic Payments and�o pay the debt in fu��not�ater than Apr i� D 1 , 2�44 . ��} "Proper�y" means the property�hat is d�s�rib�d bel�v�r under�h�h�a�ing "Transfer of Righ�s in the PrQper�y." �H� "Loan" m�ans�he debt e�r�denced�y th�Not�, plus in�eres�, any prepaymen�charges and late charg�s due und�r the Note, and all sums due under this Securi�y�ns�rument, plus�n�erest. �1� "R�ders" means al�R�ders ta this Security�nstrumen��ha�are execu�ed by Borrower, Th� f�l�ovving Riders are�o b�exe�ut�d by Borrower [chec�box as applicable�: [�Adj ustable Rate Rider � �ondominium Rider � Second�3ome R�der 0 Balloon R�der 0 Planned Uni�D�ve�opment Rider [� 1�-4 Family R�der 0 VA Rider 0 B�weekly Payment Rider � �ther�s} [specify� �J� "App[icab�e La►n►" means ai� controlling applicab�e fed�ral., sta�e and �aca� s�atutes, regulations, ordinances and administra�iv�rules and�rder��tha�have the effect of law} as vvell as al� applicable f nal, non-appealable judic�al op�n�ons. �K� "�ommun�ty Associat�an Dues, Fees, and Assessments" means a�� dues, fees, assessments and o�her charges�hat are imposed fln Barro�er or the Property by a condom�n�urn assQciatzan, homeowners ass�ciatian or s�m�Iar org;aniza��on. �L} "Eleetrar�ic Funds Transfer" means any tra.r�sfer of funds, other than a�ransacti�n originated b}�check, draft, or sxmilar paper xnstrumen�, which is initiated through an eiectronic term�na.�, telephonic ins�rument, c�mpu�er, or magne�ic tap�sa as ta order, ins�ruc�, or au�horize a f nancia� �nstitution t�debit or credit an accaun�. Such terrn includes, bu�is no�Iimited�o, pa�n��-af sale transfers, au�o�nat�d�e��er rnach�n� �ransac�ions, transfers initiated by�elephone, wire transfers, and automate��ear�nghouse transfers. �M} "Es�row �tem�" means�hose i�ems that are descr�bed in Sec�i�n 3. 88��57�538 88�157i538 NEBRASKR-Single Fam ify-Far�nie M aelFreddie M ac UNIFQRM INSTRUM ENT W1TH M ERS Fa�m 3�2 8�l�� V��'� VM P6A�NE}{13�2) Waiters Kluw er Finar�cia�5ervices pag��#�7