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� ��14�15�4 ��} "Lender"is Qu��k�n Loans I n�. . Lender is a �flrporati on organized and e�isting under the�aws of t h e S t a t e �f M i c h i g a n . Lender's addr�ss is ��5� l�oo��ar� Ave, �etroi t, MI �-$2��-1�� �D} "Truste�" is Ti t�� So�r�e, I n�. �E} "MERS" Xs Mor�gage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nom�nee far Lender and Lender�s successors and ass�gns. MERS is the beneficiary under this Security Ins�rument. MERS is arganized and existing under th�1a�s of Delaware, and has an address and te�ephone number of P.�. Box 2��6,F1int,MI 485Q�-2�26,te1. (888)G79-MERS. �F} "N ote" means the pr�missory note signed by Barrower and dated M a r�h 11, �014 . The Note states that Barrower owes Lender Dn� HU�1dr�d TWenty Three ThDUSand and �o�loo Dollars(U.S. $ 12�,��.�� }p�us interest. Borro�ver has pram�sed�o pay this debt in regular Perifld�c Pa�ments and to pay the debt in full not later than ��r�� 1, 2 Q 2� . ��} "Property"means the praperty that is described below under the heading"Transfer�f Rights in the Prop er�y" �H� "Loan"means the debt evidenced by the Note, ptus interest, any prepayment charges and lat�charges due under the Nate,and a11 sums due under this Security Ins�rument,plus in�eres�t. ��} "R�ders"means a11 R�ders to�his Security Instrument that are executed by Borrower. The f�l��wing Riders are to be executed by Borrower[check box as applicable]: 0 Adjustable�ate Rider 0 �ondomin�um Rider 0 Second Home Rider 0 Bal��on l�.�der ❑P�anned Unit Deve�apment Rider [� 1-�Family Rid�r ��'A�id�r 0 Biweekt�Payment R.ider �flther�s) [specify] ��gal Attached tJ} "ApplicableLaw" means all c�ntro��ing app�i�able federa�, state and 1oca1 statutesA regulationsA ordinances and administrative rules and ord�rs�that have the effect af 1aw)as well as a11 applicable final, non-appealable�udicial opinions. €K} "Cv�mun�tyAssoeiativnDues, Fees,and Assessments"means all dues, fees, assessments and other charges tha�are imposed a�Borrower or the Property hy a condaminium associat�an,homeowners ass�ciatior�or sim�lar orga�.rzation, �L} "ElectronicFundsTransfer"means any transfer of funds� other than a�ransaction originated by ch�ck, draft,or simi�ar paper instrumen#,�rhich is initiated thr�ugh an electronic term�nal,telephonic instrument, compu�er,or magnetic tape so as to order, instruct,�r authorize a finaneial institution to deb�t or cred�t an account. 5uch term�ncludes,but is not lrmited to,point-of-sale transfers,autamated tel�er machine transaction�,transfers ini�iated b�tetephone,wire transfers,and automated�learinghouse transfers. �IVI� "Escrow Items"means those items that are described in Section 3. IVEBl�ASKA�ingle Fam�Ey-Fanr�ie MaelFreddle Mac L1N�F�RM INSTRUMENT WITH MERS Farm 3428 11a9 VMP C�3 VMPBA(NE}(1342).4Q Walters I�luwer'Fir�ancial Sen►ices Page 2 of 17 q433�38Z4�297 ��33 265 �217