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<br /> �a} Any such agreements vnl�not affe�t the amounts that Borrawer has agreed ta pay far M�rtgage
<br /> Insrurance,�r any o�her te�ms o�th�Laan.Such agreemen.ts will nat increase the amount
<br /> Borrower will awe f�r M�rtgage Insurance,and they will not entitl�Borrower to any refun�.
<br /> �b} Any such agreements w�ill no�affect the��ghts Barrnv�er has-if any-wi#h re�pect�o the
<br /> Mortgage Insurance under the Homevwner�Prote�tion Act�f 1998 ar any v�her layv.These rights
<br /> may include the right to receive certain disGl�sures,ta request and obtain cancellati�n�f the
<br /> Mvrtgage Ins�.rance,��have the ll�i�rtgage Insuran�e terr�inated autvmatically,andlor to r�eceive
<br /> a refund of any Mortgage Iusurance premiums that were unearned at the time flf such
<br /> �an�ellativn or termination.
<br /> �i'�. Assignmentof Misee�laneousPraeeeds;ForFeiture.All Misce�laneaus Proceeds are hereby assigned to
<br /> and shal�be paid ta Lend�r.
<br /> If the Froperty is damaged,such 1V.Iiscellaneous Proceeds shall�ae applied to restoration or repair of the
<br /> Property, if the restoration or repai.r is econom�ca�iy feasible and Lender's security is not lessened. Dur�ng
<br /> such repair and restoration period,Lender sha�l have the right to hold�uch N��scellaneous Procee�s until
<br /> Lender has had an opportunity�o inspec�such Proper�to ensure the�vork has been completed to L�nder's
<br /> satisfaction,pro�ided that such inspection�hall be undertaken promptly, Lender may pay for the repairs and
<br /> restoration in a s�ngle disbursement or xn a series of progress payments a�the w�rl�is complet�d.Unless an
<br /> agreement is made in wri�ing or Appticable Law requires interest to be paid on�uch Miscel�aneous Froceeds,
<br /> Lender sha��not be requir�d ta pay Borra�r�r any interest or earnings on su�h Miscellaneaus Proceeds. If the
<br /> restorativn Qr repair is�at eco�.o�ni�ally�easible or Lender's security vv���d be less��.�d,the Mis�ellaneous
<br /> Praceeds shall be applied to�he sums secured by this Security Instrument,whether or not then due,with the
<br /> excess, �f any,pa�d to Borrower. Such Mis�ellaneous Proceeds shall be applied in the order pravided for in
<br /> Sect�an�.
<br /> �n the event of a tota.l�aking,destructian,or loss in va�ue of the Praperty,the Misce��aneous Froceeds sha11
<br /> be applied to the sums secured by this Security Instrument,whether�r not then due,with the exc�ss,if any,
<br /> paid ta Borrower.
<br /> Yn the even�flf a partial�aking,destruct�on,or loss xn�a�ue of the Property in vvhich the fair market�a1ue of
<br /> �he Property immediately before the pa.rtial taking,destruction,ar loss in�a1ue is equal to or greater than the
<br /> amount of the sums secured by this Security Instrur�ent immediate�y before the partial taking,d�struction,or
<br /> loss in va�ue,un�ess Borrower and Lender otherv�ise a�ree in tivriting,the sums secured by this Security
<br /> Ynstrurnent sha��be reduced by the amoun�of the Misce�lan�ous Proceeds mu���plied by�he follo�v�ng
<br /> fract��n: (a}the tota.l amount of the sums secured immediately b�fore the partial taking,d�struc�ion,ar 1�ss
<br /> in value di�ided by(b}th�fau market value�f the�roperty immed��tely b�fore the partial ta.king,
<br /> d�struction,or loss in�a1ue,Any�aalance sha11 be paid to Borrower.
<br /> In the event of a partial taking,destruction,or lass in va�ue of the Propert}��n�vhich the fair n�arket�alue of
<br /> the Property imm�diate��b�fare the par�ial taking,destruction,or 1o�s in value is less than the amount of the
<br /> sums secured immediately before the partial ta.king,destruction,or loss in va�ue,unless Borrower and
<br /> L�nder otherwise agree in�vriting,the Miscellaneous Proceeds sha11 b�a�plied to the sums secured by this
<br /> Securi�y Instrument whether or no�the sums are th�n due.
<br /> If the I'roperty is abandoned�y Barrower,or ifA after notice by Lender to Barrow�r that the�pposing Party
<br /> �as defined�n the n�x�sen#ence}affers to make an award to settle a claim for damages,Borrower fails to
<br /> respond to Lender within 3�days after the da��the notice is gi�ren,Lender is authorized to ca�lect and app��
<br /> th�Miscellaneous Froceeds either to restoration or r�pair of the Property or to the sums secured by thi�
<br /> NEBRASKA�ir�gle Fami�y-Fa�nie MaelFr�ecidie Mac iJNIFDRM INSTRUMENT WITH MERS Form 3�28 i141
<br /> VMP C� VMP6A(NE�(13�2�.QQ
<br /> Wotters 1{�uwer Flnancial Services Page 14 of 17
<br /> q�33z38�a297 �Z33 65 1417
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