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��14�15�� 1�. �orr�►�re� N�t Re��ased; Fo�rb�a��ce �y L�nder Not a� 'I�'ai�rer. E�tens�on af th�tim�for payment�r modif�cation of amortization of the sums secured b�this Security Instrument granted by L�n�i�r to Borro�ver �r any Successor in Interest of Borrow�r sha11 not operat�tfl r�lease the l�a�ility of Barrower�r any Suc�essors �n Interest of Barrower, Lend�r shall not b�required to c�mmence proceedings against any Successor in�nt�rest of Borrower or ta refuse to ex�end time for paymer�t or atherv�rise mad�fy am.ort�za��on of the sums secured�b�thzs Securi�y Instrument by reason of any demar�d made by the ariginal Borr�vver or a.�y Successars�n�nteres�of Borr��ver. Any forbearan.c�by Lender�n exer��s�ng any right or rem�dy znc�udingy w�th�ut limita�ion, Lender's acceptanc�of paym�nts fr�m�hird persans, entit��s or 5uccessors in Inter�st of Borrower or in amounts Iess than the amount then due, shall not be a waiver of or preclude the e�ercis�of any right or r�medy, '1�. Jvint and Se�eral Lia�ility; Ca-signers; Su�cessors and �4ssigns �nund. Borrower co�enan�s and agrees that Borrower's ob�zgatzons and X�ab�lity shall be jo�n�and se�eral. Ho�v��er, any Borrower who co-s�gns th�s Securzty Ins�rument but daes no� �xecute�he Not��a "co-szgner"�: ta} is co-signing this Securz��Instrument�nl�to mortgag�, gran� and c�nvey th�co-s�gner's interest in the Propert�under the �erms of this Security Instrum�r�t; �b� is nat p�rsonall�obliga�ed to pay th�sums secured by this Securi�y Instrument; and (c� agr��s that Lender and any o�her Borrower can agre�to�xten�, modif�, forbear or make any accommodations with regard to the terms�f this Se�urity Instrtument or the Note vvithout the co-signer's c ons ent P Subject to the prowiszons of Section I8, any Successor�n Interest of Barrawer wha assuxnes Borrovver's obligat�ons under th�s 5ecur�ty Ins�rumen�in vvr�tix�g, and�s approved by Lender; sha��btain aIl of Bflrr��ver's rzgh�s and benefzts under th�s Secur�ty�nstrument. Borro�v�r sha��no�l�e releas�d frflm Borrower`s ablzgations and��abil��y under�his Security Ins�rument unl.�ss Lender agrees to such release in �vr��ng. The c�venants and agre�m�nts of this S�curity Instrument shall bind ��xcep�as provided in S�ction ��} an�benefit�he succ�ssors ar�d ass�gns of L�nd�r. 7 4, Loan �harges. Lender may�harge Borrower fees far servi�es performed�n conriection with Borrower's default, for the purpose of protecting Ler�d�r's interest in the Property ar�d rights under th�s Secur�t�r �nstrument, �n�luding� but nat limited to, at�orneys' f�es, property inspectiar�and valuat�an fees. In regard tfl any other fees, the absence of e�press authorit��n this Security Instrument to charge a spec�f�c fee t� Borrovver sha�1 not be construed as a prohibzt�on on the charging of such fee. Lender may nat charge fees �hat are express�y proh�bz�ed by��.is Secur��y Ins�rument or�y App�zcab�e Law, If�he Loan�s subj ect to a law wh�ch s�ts max�mum loan c�arges, and that�aw i5 finally interpreted so that the�nterest�r ather Ioan charges collect�d or to be collected in connection�v�th the Loan exceed the permitted limits, then: �a} any such Ioan charge shall be reduced by th�amount necessary to reduce the charge to the pernzitted limit; and �b} an� sums already coll�cted from Borrower urhich exceeded permi�ted �imi�s wi1l be refun�ed to Borr�wer, Lender may�hoose to make this refun�i b�reducing th�principal��v�d under�he Note or b�r making a d�rec�pa�rme�x�to Borr�u�er. If a r�fixnd reduces princ�pal, the r�ductron�vi�� �e trea�ed as a partial prepayment W�th�u� any prepayment charge ��vhether or not a pr�payment charge is provided for under th�Note}, Borrower's acceptance af any such refund made Uy direct payment to Borrower will constitute a v�a�ver of any right of a�tx�n Borrav�i�er might have aris�ng out af such overc�arge. 15. N a�ices K Al�no��c�s given by Barro�ver�r Lender in connectian vv��h�h�s Security Instrum�r�t must b�in �vrz�zng. Any notice to Borraw�r in cflr�nectian v�ith this Securit�Instrument shall be de�m�d to have b�en giv�n to Borrower vvhen mailed by first class mail�r when a�tually deliv�red to Borro�ver's notice address �f sent by ather means. No�zc�to an��ne Borrower sha�l const�tute no��ce�o al.l Borrowers unle��Applicable Lav�r expr�ssXy r�quires other�vise. The noti�e addres� sha11 be the Pr�perty Address unl�ss Barrower has NEBRASKA-5ingfe Family-�annie Ma�IFred�i�Ma�UNIF�RM[NSTRIJMENT Form 3�28 1 t�1 VMP Qr� VMPfi{N�7{�3Q�} lNvlters Kluwer Finan�ial 5er�ices Page 1 1 ofi�7