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��14�1354 <br /> 12. Borrawer Not F�eleased: Forbearance By Lend�r N�t a INai►►er. Extension of the time for payment or <br /> madification of amortizati�n of�he sums secured by this Security�nstrum�nt granted by Lender to Borrawer <br /> �r any Successar in Interest of Borrawer shall n�t operate�o release the liabi�it�of Borrower�r any <br /> Success�rs in Interes�af Borro�ver. Lender sha�l not be required ta cammence proceedings against any <br /> Su�cessor in�nterest of Barrow�r or ta refuse ta extend tim�far payment ar othervvise mod�fy amortizatian <br /> �f the sums secured by this Security Ins�rument by r�ason of any demand mad�by the�riginal B�rrower ar <br /> any Successors�n Interest�f Bnrrawer. Any forbearance by Lender in exercising any right or remedy <br /> including, w�th�ut limitati�n, Lend�r's acceptance of paymen�s fram�hird persons, entities or Successors in <br /> Interest of B�rrower or in amounts less than the amount then due, sha11 not b�a wai��r of or preclude the <br /> e��rcis�of any right or r�medy. <br /> - 13. Joint and Se►►eral Liability: Co-signers; Successors and Assigns Bound. Borrower c���nants and <br /> agrees that Borrow�r's obligations and iiabi�ity shall be joint and se�eral. Howe�er, any Borrflwer who <br /> co-signs�his Security Instrument but does no�execute the No�e�a "ca-sign�r"}: (a} is co-signing this <br /> Security Instrum�nt only to mortgage, grant and convey the ca-signer's interest in the Property under the <br /> t�rms of�his Security Instrum�nt; �b} is not personal�y obligated to pay the sums secured by this 5�curity <br /> Instrumen�; and�c} agre�s that Lender and any other Borrov�er can agree ta extend, m�dify, forbear ar make <br /> any accommodations with regard to the terms of this S�curity�nstrument ar the Not�without the c.o�sign�r's <br /> cvnsent. <br /> Subj�ct to the pro�isions of SeCtion 18, any Su�cessar in�nterest�f Barrower who assumes Borrower's <br /> obligations under this Security �nstrument in writing, and is appra�ed by Lender, sha11 abtain all af <br /> Barraw�r's r�ghts and henefits under this Security Instrument. Borrower sha�.�n�t be r�leas�d fram <br /> Barrower's obiigat��ns and liability under this Security Instrument unless Lender agrees to�uch release in <br /> writing. The ca�enants and agreem�nts of this Security �nstrument sha.11 bind�e�Gept as pr��ided in Section <br /> �D} and benefit�he successors and ass�gns of Lender. <br /> '14. L�an Charges. Lender may charge Borrawer fees for servic�s perfarmed in connection with Borrawer's <br /> default, for the purpose nf protec�ing Lender's interes� in the Property and rights under this Security <br /> �nstrument, in�luding, bu�not l�mited to, a�tarneys' fees, proper�y inspectivn and�aluati�n fees. In regard to <br /> any ather fees, the absence of express authority in this Security Instrument to charge a specific fee�o <br /> Borrower shall not be canstrued as a prohibi�ic�n an the charging�f such f�e. Lender may not chaxg�fe�s <br /> that are expr�ssly prohibited hy th�s�ecurity �nstrument or by Applicable Law. <br /> �f the Loan is subject ta a law�vhich sets maximum laan charges, and�hat�aw is finally interpre�ed so that <br /> �he interest ar other laan chaxges c.ollected or t�b�collected in connection with th�Loan ex�eed the <br /> permitted limits, then: �a}any such laan charge sha11 be reduc�d by the amoun�necessary ta reduce the <br /> �harge ta the p�rnut�ed limit; and�b}any sums already collected from B�rrawer wh�ch exc�eded permit�ed <br /> l�mits will b�refunded to Borrawer. Lender may ch��se�a make this refund by reducing the pr�n�ipal owed <br /> under the Note�r by making a direct payment to B�rrower. If a refund reduces principal, the reduc��on w�ll <br /> be treated as a partial prepayment without any prepayment�harge�whether or nvt a prepayment charge is <br /> provided fflr und�r the Na�e}. Borrower's ac�eptance�f any such refund made by direct payment to <br /> Borrow�r wi11 c�ns�itute a�vai�er af any right of action Borro�ver might ha��arising�ut of such o�erGharge. <br /> 'I 5. Notices. A�1 notices gi�en by Eorrower ar Lender in cannection with this Secur�ty Instrument must be in <br /> writing. Any na�ice to Borr�wer in connection with thrs 5ecurity Instrument shal�be deemed to have been <br /> gi�en ta Borrower when mailed by first class mail or when actually deli�ered to Borrower's notice addres� if <br /> sent by other m�ans. Notice to any one Borrower shall canstitut�notice to a�� Borr�wers unless Applicable <br /> Law expressly requires�thervvise. The na�ice address sha11 be the Pr�perty Address unless Borrower has <br /> NEBRASI�A-Single Family-�ann�e MaelFreddie Mac UNIFQRM 1NSTRlJMENT Form 3028 1141 <br /> VMP� VMPfi{NE)i1302y.40 <br /> Walters Kluwer F�nanc�al 5er�ices Page 1 1 of 17 <br />