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BY SIGNING BELOW , Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />0`� , -5e/1 b dlgj9'p7 flx-.1°4 (Seal) <br />Rogel i o Ramirez Rya - Borrower <br />(Seal) <br />-Borrow er <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust•NE <br />VMP <br />Wolters Kluwer Financial Services <br />201 401 339 <br />900352067692 <br />4196 <br />VMP4R)NE111302) <br />Page 9 of 10 <br />