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201401310 <br /> NOTICE TO BORROWER <br /> Department of Veterans Affairs regulations at 38 C.F.R. 36.4337 provide as follows: <br /> 'Regulations issued under 38 U.S.C. Chapter 37 and in effect on the date of any loan which is <br /> submitted and accepted or approved for a guaranty or for insurance thereunder, shall govern the <br /> rights, duties, and liabilities of the parties to such loan and any provisions of the loan instruments <br /> inconsistent with such regulations are hereby amended and supplemented to conform thereto." <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> �-_�. �� .�=�;''����L�v�-u� <br /> � (Seal) (Seal) <br /> EUG E L MCINTOSH -Bari'ower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) � (Seal) <br /> -Borrower -Borrower <br /> Witness: Witness: <br /> NEBRASKA-Single Family-UNIFORM INSTRUMENT DocMagic� <br /> MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS www.docmagic.com <br /> (Rev. 1/01) Page 13 of 14 <br />