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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Scott A Peters <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />GENERAL WARY • State a Nebrai is <br />DANIEL ROTH <br />Conan. Exp. Apra 7, 201e <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this day of /` re'r <br />by Scott A Peters. <br />Witness my hand and notarial seal at /z, ` r+lc o% ein said County, the date aforesaid. <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />201401294 <br />- Witness <br />(Seal) <br />- Borrower <br />