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<br /> �E�� �� TI��J�T
<br /> L��r� ��: ������ ���r�tinu��� ���� �
<br /> Att�r��ys' F��s r Ex��r�ses. I� Len��r �r�stitut�s ���r ��it €�r ��tiarr ta �r�f�r�� �n�r �f ��n� ��rm� a� this ���� �f
<br /> Trus�� L��d�r sh�lE b� �ntitl�� �� r���v�r s��h�um as the caurt m��r �djud�� r��s�r���I� �s �tt�rr��y�" #��� �t�ri�l
<br /> �n� �,��n any appe��. �Ilh��th�r �r r��� ���r ��urt a�ti�r� is ir�val���, �n� �� �h� ��t�r�t n�� pE�hik�it�� k�y ]�wf �[!
<br /> r��s�r��}�[� ��€p�r�s�� Len��r in��r� �h�� in L�n��r'� a�ir�i�r� �r� r����s��r�r at �rry tirn� �F�r th� �r�����i�n ��r i��
<br /> i nt�r��� �r�h� �n�arcem ent�f it� ri�[�t��Yr�EI b���m� � p�rt�f�h� End�b��c�nes� p�ya�!� �n d�m��� �r�� sh�I[ b���
<br /> i r�t�r��t�t��� N��� rat�fr�m th� �a���f�1������nd it�r�ur�ti� r���i�. E�p�ri��� ����r�� l�y tl���p�r��r�ph inc�ud�r
<br /> �v i�l���� E imi�atia n f ha w�v�r s ub���t t� art�r li�i�� r�r���r�}�pl i���l� i�w, �e���r's atfi�rn�ys' f��� �r��i L��r�er's l���[
<br /> ����n���, �h��h�r �r n�� �h�r� i� a lav��ui�r ir��lu�iir�g �tt�rr��y�` f��� �t��l ��p����s �r�r k��nkr�ptcy pr�c��d���s
<br /> (i n�l ud�n� �ff�r�s t�rr���{ify�r v��3t��ny�ut�m�ti����y�r i n�un�tia r�}� aP���ls, �r�� �r�y ar�ti�ip�t�d �a��-j���rr��nt
<br /> ��Il��ti�n s��va���r �h� ���� ���ea r��i r�� r���r�s� ��t�i�i�� t�tl� r�p�t�s {in�Ir��ii r�� ��r��l��ur� r�parts�� ��rv�y�r�`
<br /> ����rt�r �r�d a��r�i�a� ����r tit[e i n�ur�n��r �n� f��� ir�r �he Yr��t��� t� �1�� ��t�r�t ��rmitt�d �y ���I i���l� l��nr,
<br /> Tr�s��r�I���rv i[1 �ay�n��€�urt��st�r i r� ��lditi ar�t��I��th�r�r�m� �r��ri��� �y���.
<br /> F�i�F�t���r 7`rust��. Trus����h�lE f��rr� �[] �f�E�� ri�€�t��n�l �i��i�s�f L�nder a�set farth in�his���ti�r�.
<br /> ���NE�� AN� �BLI�AT3�1�� �F T��l�TEE. Th�fa[]awin� prov�sian� r�[at�n� ���E�� ����r� �r�� �bli��ti�r�� �f Tr�����
<br /> a r� pa rt a�t�is ���d a�Trust:
<br /> F��r�v�t� ��Trust��. Ir� �d�i����t� �[9 p�v��rs ��Trustee ari�Eng a� � r�att�r�f I�w�Trust��sh�lf f����th� �ow�r t�
<br /> ��1���h� f�ll��ing a����ns �rtirith r�������� ��� F'r���rt�u��n the vvritt�n ���r��s� �� L�n��r and Tru��ar: ��� j�irr in
<br /> �r�p�rir�� �n� fE]in� a m�� �r p�at �f tl�� R��f �r�p���jr, includ�n� th� d�di��ti�r, �f �tr��ts �� �tF��r ri�ht� t� th�
<br /> pu�1 ic; (�} ��an i r� �rantin� �r�y ����r��r�t �r �t'��tin� �t�y r����i�ti�r+ �n �h� F��al �ra��rtyr and ��} j�i� En �n�r
<br /> �ub�rr�in�ti�n�r�tl�er a�r��m�n�a�F���ir�g�his ���d ��Tr����r tl��ir,t�r��t�fi L�r�d�r un��r this �����f T�-��t.
<br /> `�'ru�t�e. T��,s��� s��[1 rr���t ��] ���I�fi�ati�r�s r��uired f�r Tr�st�� ����r ��p�i ca[�I� lav�r. 6n ���iti�r� �� �i�� ri��t�
<br /> �n� r�m��i�� s�t f�rth ���v�r �v i��r r��p��t ta a II �r �ny ��rr ��f �rl�� Pr���rtyr th� Tr�st�� �h�[I �a�r� tl�� ri�h� ��
<br /> �a���]��� �� r��tic� �r�� s�[�f a�d L�n��r sh�ll �n�v� th� r���t �� ��r��l�s� b���di�i�l f�r��l��u��, ir� �it��r ��s� in
<br /> ����r�l�n���i�� ��n�]���h��u[1 �xtent�r�vi��d k�y���li��k�1�l��nr.
<br /> �uGGe�s�r 7ru�tee. L�r�d�r, �t L�r�d�r'� ��ti�r�� m��fr�rry tir���� tim� ����in#� ������s�r T�-u��e�ta �ny 7r�st�e
<br /> ����in��� un��r thi� ���� �f Tr��t �y �n in��rument ex���t�� �r�d �ck��wl����d ��r L�r���r �n� r���r��a1 in th�
<br /> ���ic� �f ��� r�c�r��r �� �A LL ��ur�t�rr S��t� �� N��ra�[�a. T�� ir��tr�m��� �E��II �Qn�ainr in �d di�i�n fi� ��I �th�r
<br /> rr��tt�r� r���ir�r� f�y s���� I�v�r, �h� n�rrr�� a� tF�� �ri+�inal L��t�l�r, Trust��r �t��{ Tru���r, tf�e b��k and p��e ��r
<br /> ��rr��ut�r �y�t�m r�f�r�rt��� v�r�t�r� t�ii� ����t �f Trust i� r���r���� �r�� tl�� n�m� �n� �d�re�� �f t�� �ucc��s�r
<br /> �r�,����, �n�f tl��in��r�m��r��f��l[ ������ut�d �n�a�knowl��g��! ��{�I[�I�� k��r��fi�i�ri�� u��]�r t�i� ���� �#Trust�r
<br /> �Y��ir �ucc��s�rs �r� ir,t�r�st. T}�� �������ar trus��ef �nritl�ar�t ��r�v�yan�� ���h� Pr���r��, sh�l[ �u���e� t� a91 t[��
<br /> ti�l�r ����rr �nr� �l��i�� �����rr�� u�a�n th��rUstee in thi� ���� a�Trust�r�d }�y����i���I� l��. T}�i� p����dr�r�f�r
<br /> su t�stit�ti�r��f Tru�t�����I���v��-�t�th�����Ir��i�n�f��l �th�r�r�vi�[�ns f�r���s�it��i�n.
<br /> N�T1�E�. A�y ��ti�� r��ui r�� �� Y�e �iv�r� u nd�r�hi s a�ed ��Yrust� in�E u�di ng w itl��ut 1 irr�it��i�r� �r��r r���i�� �f ����ul�
<br /> �r�d �r�� r��ti�� �f ��I� ���il �� �i�r�rr i n v�rri�i r��, ��� �h�I[ f�� �����ti�� v�rh�� �����II� ��[i��r�c�r �h�n a��u�l[y re��iv��
<br /> by��l�fa�s�miie {un�e�s�th�r�ri�� requir��! �y l�w�r vtirl��r� �l���si��d �rvi��� t��ti�r��lly r����ni��� �v�rr���������i�r, �rr �f
<br /> m�iledr v�+h,�n �����it�� ir� th� �.1nit��I �t�t�� mail� $S �1C�����S�r ��r�ifi�d �r r��istered rz��iC past�g� �r���idr dir����d t�
<br /> th� ��dr�s��s �h�v�rn r���r��� ���ir�r��r�� �f�f�is a��d ��Tru�t. All ���i�� �� n�ti��� �#f�re���s�r� �r�m �h� ��Id�r �f
<br /> �n� li�n v�h��h h�� �ri�ri�y �v�r�l�i� a��d a�T�u�t �Fral[ be ��nt ta ��n��r'� ��Jdr��s� �s sE���rvr� r���r ��� ����nr�ir�� ��
<br /> ��i� ���� �f T�'u�t.. A�y ��rty m�y �f��n�e it� ���l��s� f�r r���i��s �nr��r �hi� I���� �f Tru�� b�r �ivin� ��rma! wri�ten
<br /> n�tic� �t� the ot�e� ��rti�s, s���ifying th�t �t�� �u���s� �f t1�� r��ti�� is t� ��r�t��� th� ��rt�'� a+�dr���. Far n�ti��
<br /> p�r��s��r Tr�a���r ��r��s t� [���p �.�n�f�r in��rm�r� �t �ll �im�� �f Tr����r'� ��rren� �ddr���. Unl��� atl�er�rise pr�vi�led
<br /> �r r��usr�d i�y l�v�r, i��l��r� is �ar�tl�a�r� ar��Trustar+ �r�� r������ �i�r�r� by L�r,d���t� any Trust��i� ���m�� t� �� n�ti��
<br /> �i�r�n�� �[1 Tr����r�,
<br /> F�T�F!�A[��l��I�E�. �n A�ditian ta the[��te,thi�I��ed flf Tf�st���ur�s�l]futu��adva��es mad�h�Lender ta��rr�wer ar Ti rustvr whet�e��r r�ot YI��
<br /> adva��es�r�rrya���ursuarii i�a��mmitr��n�.S��cif��ail�r,�vithar�t limitatG�nf i�IS Q��C�4�T�I.iS'k S��C���Sr ir�a�di#i��t�#n��rn�ur�t�sp��ifi�in�h�N�t�,�II
<br /> f�tur�amor�nt�L�r�der in it�e�is�re�i�n may]�an t���rrouuer ar�ru�taf,ta��ther vuith a�l ir�t�rest th�reon..
<br /> II�IS��L�LANE��J� �F��11[SI�N�. Ti`��f�[]�v�in� mi���[lar����� p��vi�i�n� �r�� p�rt�f�his D����t Tr�s#:
<br /> Am�ndm�r�#�. Thi� a���l �f Tru��r �����h�r vxri�h�ny f��[���d D�cum�n��f ��nsti�utes th� �ntire unders��ndin� �r�d
<br /> ��r��r��r,� �#t�� ��rtres �� t� ��� r��tter� ��t f�rt� in thi� ���+� af Trust. N� �lt�rati�n �f �r am�n�l m�nt#� �his
<br /> a�e� af Yru�� �hal I �� e�ec�ive unEe�� �i�en in �r riting and sign�� �y�he �ar�ar p�rti�s s�ugF�t t� k�� �h�r��d �r
<br /> b��r�� l�y�l-���Iterati�r� �r arr��r��rn�nt. �
<br /> Ann�aC Rep�rt�. �� �I�� I�r��er�y i� u��d fa r pur����s ��her t�ra n Trustor'� r��id�n��f Trus�ar sh�El fur�ish t�
<br /> L�r,���, ��arr r�€�u��tf a c�r�ifi�� st�t�rry�r�t �f ��t ���r�tir,� in��m� r���iv�� �rom th� P����rty �]�rin� Tr����r's
<br /> pre�ri�u� fi�ca[ �re�r i r� su�h �ar� �nd ���ai I �� L�r�der �hal� r��ui r�. '"N�t �p�ratin� in��rr��" sh�]C m��� �li ��s}�
<br /> r�c�i�ts fr�m�h� �r�p�r�y l�ss a[] ���1���c��n�itu r��m a�� i� ��nn��t��n v�ri�h�h��p�r�ti�n�f�h� Pr���rty.
<br /> �a�#i�rt H���in��. ���ti�r� h��c�in�s in �his a��c� �� Tru�� �r� f�� ��n�eni�n�� �ur�a���s anl� and ar� r�ot �a b�
<br /> u��d�a ir���r�r���r d�fir��th� pr��ris���rs�f th�s ���� �f Tr���.
<br /> M�r��r. Th�r� sh�ll �� n� m�r��r��th� int�r����r�������r��t�r� �y�his D���i �f�r����nri�h �ny��h�r in�ere���r
<br /> �sta�k� i r�t�� �ra��rt�r �� ���r ti�� t��l d ��r�r f�r�kt�� ����fit�f L�r�d�r ir� �rry c����i��r f �nri�i����th� vvrit��r� ��r,s�r,t
<br /> ��r L�nd�r.
<br /> ��v�rning Law. �his aee� �� Tru�t wsll [�� �o��rn�� by fed�ra� 1�� ��pli��3�1� �� L�rid�r �r,c�r t� �E�� ���t�r�t r��t
<br /> ����rn�t�d b�����r�l I��r�rr#h�[��r+�� �f���St�����N�b�'����vwith���r�a��r���i� �Qnf#i��s ��law�r�visi�ns. This
<br /> ���d�f Trust h��l���r���c�����1��r L�rid�r�rr�F���#�t��f h[�br���C�.
<br /> �h����� Qf 1��r���, [f th�r� i� � law���t� �r�st�r ��r��� �p�� L�n��r'� ������� �� ��bm i��Q �h� ��ara�di��i�n a��the
<br /> ���rks ��H��I ��ur�t�r ��a��af N��r��1��.
<br /> iV�V��iv�r by L�nd�r. I��nc��r sh�[l n�� b� r����n�d�� h�v� vtir�i��c� a r�y r��h�s un�ief thi� D���i af�ru�t u nl��� �u�h
<br /> v�r�iv�r i� �i��r� tr� v�ritir�� �r��i�i�r��d ��r L�r�d�r. N� ��1���r�m�ss��r� �n��� ��rt�f L����r in���r��si�� an� ri�ht
<br /> �h��l a��rat� a� � v+rai��r v�su�h right�r any�the�right. A v�aiv�r �y �ende���a �r�vE�i�n �f�[�is a���i �f T�ust
<br /> �h�]I n�t �r�j��li�� �r ���stit�at� � vvaiver �€ L�n��r'� ri�ht �th�r�i�� t� ��m�n� �t�i�t ��m��i�n�� vvi�� �hat
<br /> �ra�risi�r� �r �r�y �tE��r �ra�ri si�r� �� t�is €����i �� T��st. N� �ri�r �nr�i��r b� ��rr��r� ��r ar�� �a�rs� af ��a lin�
<br /> l���v�r��n L�n�]�r �n�i Tr����r, �E��I[ ��ns�i�u�� � �r+f�iv��-�� �ny �f �end�r'� ri�h�s �r a� any a�Tru�tor'� a bl i�ati�n�
<br /> �� ta �r��r f�t�r� tr�n������r��. 1lI�}��r���rer th� �ar���rrt �f L�r�c��r i� r��uir�d un��r thi� I���� �f Tr+��#, #h� �r�nxin�
<br /> �f �u�l� cv r���nt f�y Lend�r i n a ny �nstan�� s I�a�I r�at c�nstitute ca nti nu�ng cons�r��t� su��ec�uent in��a���� �rh�r�
<br /> �u�h ��ns�nt i s r�q�i r�€i�r�d i n a[] �as�� s u�h�an���t m�y���rant�� �r�nri�hh�I� En th�s�l��is�r�ti�n��L�n��r,
<br /> ���r�r�i�ili��. �ir � ���rt �f ��rr�����r�x�uri�����i�� fi r��� �r�y �r�r�i si�r� ��tl��� ���� ��Tr�a�� t� l�� il����I, i���I�d, �r
<br /> un�r�far��abl� as �� any �ir��m��an��, th�t fiin€iir,� s�iall n�t rr�ak� th� �ffendir�� �r�vi�i�n ill���lf inv��id, �r
<br /> un�nf�r�ea�kale as ta any ath�r Gir�ur��ta�c�. I� fea�i�[e, #he aff�nd�ng �r��ri�i�r� s���� k�� ��r��i�i�r��l rri�difi�� ��
<br /> th�t it ����m�s ���alr v�lid ar�d �nf�r��able. I�r t�� aff�r��ir�� pr�vi�ian ��r�n�t �� s� r�r���ifi��, it �h�ll l��
<br /> ��r��i��r�d ��I���� fr�rri �hi� ���r� �f Tru�t. l.Jr�l�s� a�t��r�rvi�� r��uir��l �y C��rv� tl�� ill����it�r� irrv�lidi��r� �f
<br /> un�r�fi������i�ity�f an�r �rav�s i�n ��-th i� E���� a�Trust �h�l l n���ff��t�h� I��a lit�r f ��I i�iity ���r�f�r����i�i�y�� �ny
<br /> .
<br /> �tE��r�r��i si�r���f thi� ��e� �f Tru�t.
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