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� ��14�1�43 <br /> �- � � <br /> � <br /> �� <br /> required by RESPA, and Borrawer shall pay to Lender the am�unt ne�essary�a make up the deficiency in <br /> acc�rdance with RESPA, but in na mare�han 12 manthiy payments. <br /> Upon payment �n fu�l of ail sums secured by this 5e�uri�y Instrument, Lender shaii promp��y r�fund�o <br /> Borrov��r any Funds he�d by L�nder. <br /> 4. Charges; Liens. Borrower shall pay a11 taxes, assessments, charg�s, fines, and impasi�ions attributable�o <br /> �he Prope�y which can attain pr�or�ty�v�r this S��urity �nstrument, l�asehold payments or ground r�n�s on <br /> �he Praperty, if any, and�ammunity Associa��on Dues, Fees, and Assessments, if any. To the��ct�nt�ha� <br /> th�se items ar�Escrov��t�ms, Barrawer sha�l pay them in the manner pro��ded�n 5ection 3. <br /> Borrower sha�l prompt�y d�scharge any lien which has priority o�er this Securi�y Instrument unless <br /> B�rrower: �a} agrees �n�vrit�ng t�the payment af the obligation secured by the 1��n in a manner ac�ep�able <br /> to L�nder, but only so long as Borrawer�s performing such agreement; �b}cont�sts the l�en in good faith by, <br /> ar def�nds against enf�rc�rnen�af Che i�en in, �egal proceed�ngs wh�ch in Lender's op�nion operate ta pre�ent <br /> the enforcem,ent of th��ien while th�s�prac��dings are pending, bu�only un�il such proceedings are <br /> cancluded; or�c} secure� frvm�he hold�r of�he Iien an agr�em�nt satisfac��ry t� Lender sub�rdinating �he <br /> lien�o this Secur�ty Ins�rum�ent. �f Lender de�ermines that any part�f the Pr�perty is sub�ect to a l�en which <br /> can a�tain priority�ver this Security �ns�rum�en�, L�nder may g��e Borrov�er a notice iden�ifying the��en. <br /> 'VVi�hin 10 days of the date an which that natice is g�ven, Borrawer shall sa�isfy�he�ien or�ak�ane or m�re <br /> of th�a�ti�ns set f�r�h abo�e in this Section 4. <br /> L�nd�r may requir�Borr�wer to pay a one-tim,e charge far a real es�a�e Cax verif�cat�on andlar r�por��ng <br /> s�rv���used by L�nder in canne��i�n with this Loan. <br /> 5. Rroperty Insurancg. Barrov�er shall ke�p the impro�remen�s nov�existing or hereafter erected on the <br /> Froper�y insured agains��oss by fire, hazards inc�uded�i�hin th��erm "extended ca�erage," and any o�her <br /> hazards including, bu�no���zr�ited to, ear�hquakes and floods, f�r which Lender requires insurance. This <br /> insurance shall be rnaintained in�he am.ounts �in�luding deductib�e I�vels} and for th�periods that L�nder <br /> requires. VV'ha� Lend�r requires pursuant ta�he preceding sentences can change during�he term of the Loan. <br /> The insurance carr��r pro�iding�he insuran�e sha�� be chosen by Borrower subje�t to Lender's right to <br /> disappro�re Barrower's choi��, which right shall na�be exercised unreas�nably. Lender may requ�re <br /> Borrower ta pay, in canne����n wi�h this L�an, either. �a} a❑ne-time�harge for f�ood zane determina�i�n, <br /> cer�if�cati�n and tracking servzces; or�b� a�ne-time charge for f�aod z�ne de�erminatian and cer�if�cation <br /> ser�rices and subsequent charges ea�h��me r�mappings ar simiiar chang�s occur which reasonably rnight <br /> affect such d�ternlinati�n or cer�ificat�on. Borrawer shall a�so be respansib�e far the paymen�of any fees <br /> imposed by the Federal Emergency Management Agency in cann�ct��n wi�h the revi�w of any flaod zone <br /> determinatinn resulting from an abj ec�ian by Barrov��r. <br /> If Barrawer fails to ma�n�a�n any af the c�verages descri�ed a�o��, Lender may abtain insurance coverage, <br /> at Lender's optian and Borrower's�xpens�. Lender is und�r no��ligation to purchase any par��cu�ar type or <br /> amount af ca�erage. Therefare, such cflwerage shall cover L�n�er, but might or migh�no�prote�� B�rrawer, <br /> Barr�wer's equity in�he Proper�y, ar�he con�en�s af�he Proper�y, against any risk, hazard or Iiabili�y and <br /> might pro�id�grea�er or lesser co�rerage�han vvas pre�ious�y in�ff��t. Borr�wer acknawl�dges �hat the cost <br /> of th�insuranc�co�erage so ob�ained might �ignificant�y�x���d the cost of insurance that Borr�wer could <br /> ha�re obtazn�d. Any amounts disbursed�y Lender under�his Section 5 shall became add�t�ona� d�bt�f <br /> Barraw�r s�cur�d by�his Secur��y �nstrum�nt. Thes� amaun�s sha11 bear in�erest at the Note rate fram�he <br /> dat�af d�sburs�ment ar�d shall be paya��e, w�th su�h in�eres�, upan n�tice from Lender ta Barrower <br /> requesting payment. <br /> NE6RASKA-5i�gfe�amily-Fannie MaelFreddie Mac UNf��RM iNSTR�MENT Form 3028 l I01 <br /> VMP� VMP6fNE�tl 1 q5} <br /> Wofters Kf�wer Financia�5er�ices Page 6 0�17 <br />