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�� � <br /> • ��14�1�43 <br /> � <br /> �� <br /> B�RR�WER��VENANTS that Bnrrower is �awfully seis�d af th�estat�hereby con��yed and has the right to <br /> grant and convey the Pra�er�� and�hat the Prape�y is unencumber�d, exc�pt far�ncumbrances af r�cord. <br /> Borraw�r warrants and wi�� d�fend genera��y the�itle to �he Proper�y against a1i�lai�ns and demands, subje��t� <br /> any encumbrances af recard. <br /> THIS SE�UR�TY �NSTRUMENT combines unifarm co�enan�s for national use and non-uniform covenants w�th <br /> Iimit�d�ariations by jurisdiction to cnnst��ut�a uniform security instrument�o�erin� rea� proper�y. <br /> Unifvrm Gv�enants. Barr�wer and Lender cav�nant and agree as fallaw�: <br /> �. Payment of Principal. Interest. Escrow Item�s. Prepayment �harges, and Late Charg�s. Borrow�r <br /> sha��pay when due the pr�ncipal�f, and interest on, �he d�b�eWid�nced by the N�t�and any prepayment <br /> charges and la�e charges due un�ier the N�te. Borraw�r shall also pay funds for Escrow��ems pursuan�t� <br /> Sectian 3. Payments du�und�r�he N��� and�h�s Security �nstru�nent sha�l be made in U.S. currency. <br /> Hov�e�er, �f any�h�ck ar other instrument rec�i��d by L�nder as paymen�under�he N��e or�h�s Security <br /> �ns�rument is returned to Lender unpaid, L�nder may require�hat any ar al� subsequent payments due under <br /> �he Nate and this Securi�y Instrument be made in ane or mnre of the fallawing forms, as selected by Lender: <br /> �a) cash; �b} m�ney order; �c} cer�ified check, bank check, treasurer's check or cash��r's check, pra�ided any <br /> such check is drawn up�n an ins�itution whose deposi�s are insured by a fed�ra� agency, instrumentality, flr <br /> �ntity; or�d} Electronic Funds Transfer. <br /> Payments are deemed receiWed by I.jender�rhen recei�ed a�the la�ati�n designa�ed�n the Note ar at such <br /> other location as rr�ay be designa�ed by Lender in accordance with the notiGe pro�isions in Sectian 1 S. <br /> Lender may re�urn any paymen�ar partial payment if�he paymen�flr par�ia�payments are insufficient�o <br /> bring the Loan curr�nt. L�nder may accept an�payment�r par�ial payment�nsuf�cient�❑bring the Loan <br /> current, wi�hou�wa�ver of at�y rights h�reunder or prejudic�tfl �ts r�ghts�a refuse such payment or par�ial <br /> paym�nts in the future, hu�Lender�s not❑biiga�ed�o apply such payments at the�zme such paymen�s are <br /> accepted. �f each Per�adic Payment is app�ied as�f its s�hedu�ed due date, �hen L�nder need noC pay �nterest <br /> on unapp�ied funds. L.�nd�r may h�ld such unapp��ed funds un�il Bnrrovver makes paymen�s��bring the <br /> Loan current. If Borrower does no�da sa wi�hin a reasonable period of�ime, L�nder shali either apply such <br /> funds or re�urn�hem to B�rrow�r, �f not applied eariier, such funds wii�be applied to th�outstanding <br /> principa�balanCe under th�Nate�mmedia�ely priar to fare�l�sure. No offs�t or Claim which Borrower might <br /> haWe nov��r in the futur�aga�ns�Lender shall reiie��Barr�wer from mak�ng paymen�s du�under th� N'ate <br /> and�his S��ur�ty �nstrumen�or perform�ng�he cn�enants and agree�nen�s secur�d by th�s S�curi�� <br /> �nstrument. � <br /> Z. Applicatian �f Payrnents or Proceeds. Excep� as�th�rwzse described�n th�s Sec�ion�, ali paym�n�s <br /> ac�epCed and applied by L�nder shall be appi�ed �n�he fo�lowing order of priority: �a} interes�due under the <br /> Not�; �b}principal due under�he N�t�; �c} amoun�s due und�r Se�t�on 3. 5uch payments shall be app�ied�o <br /> each P�riodic Payrn�nt �n the ord�r in which i�became du�. Any remaining amaunts shaii b�appiied first�o <br /> late charges, s�cond ta any other amaunts due under this Se�ur�ty �nstrumen�, and�hen ta re�u�e the <br /> pr�ncipal baiance of the Note. <br /> If L�nd�r rec�i�es a payment fram Borr��ver for a delinquen�Periodic Pay�nen�which includes a suff�c�ent <br /> am�un��a pay any late charge du�, th�payment may be appl�ed to th�delinquen�paymen�and�he�ate <br /> charge. �f mvr�than one Per�od�c Payment is outs�anding, Lender may apply any paymen�re��iv�d fr�m <br /> Barrawer�o the repayrnent af�he Per�adic Paym,ents �f, and tfl the extent that, each paym�n�can be paid in <br /> full. T�the ex�ent that any excess exists after�he payment is applied to�he fuli payment of ane or more <br /> Periodic Payments, such excess may be applied�a any late charges due. Valuntary prepayments shall be <br /> applied�rs��o any prepayn��n�charg�s and�hen as des�r�bed in the No�e. <br /> NEBRASKA-Sing�e Family-�ann�e MaelFreddi�Ma�UNIFQRM iNSTRUM�NT FvEm 3028 11�1 <br /> VMP Q VMP�tN�y{��Q�j <br /> Woli�rs Kfuwer Fir�anc�ai Ser�i��s Page 4 af�7 <br /> � <br />