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Date: FEBRUARY 14, 2014 <br />Loan Number: 2004826183 <br />Lender: CITIMORTGAGE <br />Borrower: DAMIAN J FAVAZZA, BRENDA L FAVAZZA <br />Property Address: 608 PHEASANT PL, GRAND ISLAND, NEBRASKA 68801 <br />NOTICE OF NO ORAL AGREEMENTS <br />THIS WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE <br />PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, <br />CONTEMPORANEOUS OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. <br />THERE ARE NO ORAL AGREEMENTS BETWEEN THE PARTIES. <br />Receipt of Notice. The undersigned hereby admit to having each received and read a copy of this Notice on or <br />before execution of the Loan Agreement. "Loan Agreement" means one or more promises, promissory notes, <br />agreements, undertakings, security agreements, deeds of trust or other documents, or commitments, or any <br />combination of those actions or documents, pursuant to which a financial institution loans or delays repayment of or <br />agrees to loan or delay repayment of money, goods or any other thing of value or to otherwise extend credit or make <br />a financial accommodation. <br />Borrower ✓v Date <br />BRENDA L FAVAZZA <br />Borrower <br />Borrower <br />Borrower <br />Borrower <br />01072014_105 <br />First American Mortgage Services <br />Page 6 <br />201 401 226 <br />Date <br />Date <br />Date <br />Date <br />2004826183 <br />