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��14�1199 36 �nstrument may n�t be amend�d �r modified except by a writing signed by the party against whom enforcem�nt is sought. 38. RU LES �F ��NSTRU�Tf�N. The capt��ns and head i ngs of the Secti�ns of this S�cu rity f nstru ment are far convenience an ly and shall be d isregarded in canstruing this Security Instrument. Any referen�e in this Secur�ty Instrument to an "Exhi�it" or a "Secti�n'3 shail, unless othervv�se expl�cit�y provided, b� constru�d as referr�ng, resp�ctively, to an Exhibit attached to this Se�urity Instrument or to a Secti�n of th is Se�u r�ty �nstru ment. AI I Exh i b its attached to or referred to in th is S�cu rity l nstrument ar� incorp�rated by reference i nta th is Secu rity 1 nstrument. Us� of the singu�ar in this Se�urity Instrument inciudes the plural and use of the ��ura� in�ludes the singular. As used in this Security InStrument, the term "inc�uding" means "including, but not limit�d t�." 39. L�AN SERVICIN�. Afl act�ons regard�ng the ser��cing of the Nvte, including the c�llection af payment�, the gi�ing and rece'rpt of Nat�ce, ins��ctians of the M�rtga�ed Property, inspeGtions �f bo�ks and recvrds, and th� granting of�ansents and appr��als, may b� taken by the laan servicer un�ess BorrovUer receives N�tic� to the c�ntrary. If B�rrawer recei�es confl�ctrng Notic�s regarding the id�ntity of the E�an ser�'rcer ar any ather sub�ect, any sucn Notic� from Lender shall gov�rn; provi�ed that sa �ong as th� Loan is �nsur�d nr h�ld by HUD, if Barrow�r r�G��ves c�nflictin� Notice regarding the id�nt�ty of the Ioan s�rvi�er ar any ather subject, any such N�t�ce from Lend�r shafl govern unless th�re is a Nat�� from HUD and, �n a!I cas�s, any Notice fr�m H U D gaverns notwithstandin� any Notice from any �ther party. 4�. DISCL�SURE �F INF�RIVIAT��N. T� th� extent p�rmitted �y �aw, L�nder may furn�sh inf�rmati�n regard�ng Borrower or the Morkgaged Prap�rty to third parties w�th an existing �r prospective interest in the ser�i�in�, enfor�ement, e�a�uativn, performance, purchase or securitization of the Ind��t�dness, including but nnt �imited to trustees, master s�rvicers, speG�af servicers, rating agencies, and organizations maintain�ng databases on the underwritEng and p�rformance of mu�tifam��y mortgage Ioans. 4'�. N� �HANGE IN FA�TS �R �IRCUMSTANCES. Borrow�r certifies that all �nformation in th� appficati�n for th� L�an submitted t� Lender �the "Loan Application"} and in all financia! statem�nts, rent rolls, reports, certificates and oth�r docum�nts submitted in �annect��n with th� Loan Application are c�mpiete and accurate in all material resp�cts and that ther� has be�n na mat�r�al ad��rse �hange in any fa�t �r c�rcumstance that wauld make any such information Encomplete �r inaccurate. The submis�ion of false or incompl�te information shall be a ��W�nant E��nt of D�fault. __ ��.�.� Previous editions are obsolete HLlD MF Security Instrument HUD-94Q�QM�Rev.�41�1}