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<br /> payments may no longer be rec�uired,at the option af Lende�, if mortgege insurance coverage(in the amaunt and for ihe perlod
<br /> "�'''� that I.ender requlres)provided by an irrsurer approved by l..ender agaln bccomrs nvailablc ancl is obtained.Bortower shall pay
<br /> '��� �he premiums requfred to►naintain mortgage insurance in eff�ct, or tu pravide a loss reserve,until ihe requircrnent for mongAgc
<br />'=n?�-� in�urance ende in accordance with any wduen Agrament between Borrower und l.ender or applicable law.
<br />-`�`—� 9, Inspection. l.ender or lu agent may make reasonable entrics upon and inspecdons of the E'r�peny. Lender shall givc
<br />,�:.�� Borrower noticc at the time of or prior to�n inapecdon specifying re�uwn�ble cause for the inspecdon.
<br /> ='"� 10. Condapnstion. The proceeds of any award or claim for dunxga, direct or consequential, in canncction with any _
<br />��:�� condemnation or other taking of eny pan af the Property, or for convoyanee In lleu nf condemnatlan,are her�by usfgned and
<br />- -,,.���� sha:l be patd ro Lendcr.
<br /> • In tha cvent of a total teking of the Property,the proceods shall be applled to the sums sccurcd by ihis Sccudty Instrumnnt,
<br /> -,°��� whether or not then due, with any exces�paid to Bonower. In the event nf a partial taking of ihe Property in which the fair
<br /> market value of tho Prapeny immedlatcly before the taking is equal to or grcater than thc amount af thc surn5 securcd by this
<br /> ,�$t. Security Ins�n►ment immedlately before the taking,unless Borrower and Lender othcrwise agree in wridng,tliesurns securccl by
<br /> _��� this Security Instrument shall be raluced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> {`=;��,� arr�ount of ehe sums secured immediately before the taking, divideci by (b) the falr market value of ihc Propeny immediately
<br /> — before the taking. Any balance shall be paid to Bonower. In the evcnc of a partial takir�g of the Propeny in which thc fair
<br />_°_;;,� market value of th� Property immodiately before the taking is l�ss than the amount uf the sums saured immediately before the
<br /> _�_�.� taking,unless Borrower and Lender othenvise agree in writing or unless applicable law otherwise provides, the prceeeds shall
<br /> �'��_ be applied to the sums secural by this Sexurity Instrumcnt whether or not the sums arc then due.
<br /> _ If the Fropercy is abandoned by Borrower, or if, after notia by Lender to Borrower that the condemnor off�n to make an
<br /> - award or settle a claim for damaga, Borrower fails to respond to Lender within 30 days aftet ttre date the notice is given,
<br /> - - � Lender is authoriud to collect and apply the proceeds,at its option,either to restoration or repair of the Propeey or to the sums
<br /> � secured by this Security Instrument,whether or not ihen due.
<br />�.�-'� Unkss Lender and Borrower otherwise agrce in writing, any applica[ion of proceeds to principal shdl not extend or
<br /> postpone the due date of the monthly payments referred to in pazagraphs 1 and 2 or change che amount of cuct�p�y ments.
<br /> 17.Bomower Not Rdeascd�FOl'btiCA11C!By I.tlldtl'N01 Y WYIYl1'.Extension of the time for paymont or modification
<br /> of unonization of the sum�secured by this Security Instrument granted by Lender to any successor in intercst af Borrower shall
<br /> —= not operate to release the liability of the original Bonower or Borrower's successors in intettst. Lender sh�ll not be required to
<br /> _ commence proceedings against any successor in intenst or refuse to extend time for payn�ent or othenvise madify unortizatlon
<br /> ° of the sums secured by this Securiry Instrument by reason of any demand made by tbe origin�l Borrowa or Borrower's
<br /> y —' sucassors in interest. My forbearance by Lender in eaercising any right or remody shall not be a waiver ot or praclude the
<br /> exercise of�ny right or remedy.
<br /> 12. Succe�o�y wnd As�igas Bouad; Joint s�nd Seva�l iiabiiity; �o-signers. 'I"no wv�ua„u �� «gr�r:.r.ts„f;2:9s
<br /> Security Instrument shall bind and benefit the successors and assigns of I.ender uxl Borrower,subJact to ihe provisiona of
<br /> puagraph 17. Borrower's covenants aad agreemencs shall be joint and several. My Borrower who co-signs �his Security
<br /> - -- Instrument but does not execute the Note: (a) is co-signing this Securiry Instrument only to mortgage, grant and convry that
<br /> Borrower's interest in the Property under the urms of this Security Instrument; (b)is not personilly obligated to p�y the sums
<br /> � secunxi by this Securiry lnstrument;and(c)agras that Lender and any other Borrower may agra to extend, modity, forbear or
<br /> maice s�iy accommoduions with reg�rd to the terms of this Security Instn►ment or the Note withaut t1�u Borcower's wnseut.
<br /> 13.Lo�n Cbar�es.If the loan secured by this Security Instrument is subject to a law wtaich sets rnaairnurn loan charges,
<br /> and thu law is finally intecpreted so that the interest or othar loui chuges collxtal or to be collected in coan�ction with the
<br /> iwn exoeod the permitted limits,then: (a)any such loan chazgo shall be roduced by the amount necessary ca rociva the ohuge
<br /> to the ptcmittai limir, and(b)any sums already coltxted from Borrower which excaded permitte<f Itmits wili be refunded to
<br /> Borrower. I.ender may choose to malce this nfund by reduciag the principal owal under the Note or by mating i direct
<br /> � pryment to Borrower. If a refund reduces principal, the reduction will be treated as a putial pnpayment without any
<br /> pnpaymeat chuge under th�Note.
<br /> 14.Notias. My notice to Bocrower provided for in this Security Instrument shall be given by deDivering it or by mailing
<br /> it by first class mail unless applicabla l�w nquires usc of another methud. The notice shall be directed to ttse Piroperty Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> — Lender's address stual herein or any other address Lender designates by notice to Borrower. An�notia provided for►n this
<br /> Security Incuument shall be damed to have been given to Borrower or Ixnder when given u providsd in this paragrnph.
<br />— 1S.Govcrning I.aw; Sereeability. This Security Instiument sh�ll be governed by federal law and the law of the
<br /> jurisdiction in which the Pr�perty is lceatrJ. In the event that any provision or clause of this Security Instrumcnt or the Note
<br /> `-`__._.,= conflicts with ypplic�ble law,such wnflict shall not affxt other provisions of this Security Insttument or the Note w5ich can be
<br /> -=�-- given effect without the conflicting provision. To this end the provisions of this Security lastrument and the Note are declared
<br />_�'�'�� to be severable.
<br /> �-_;,�'�� 16.llormwer's Copy. Borrower shall be given one conformo.�d copy of the Note and of thisSecurity Instn►nxnt.
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