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<br /> ____ _ ____ __--- _----
<br /> _..__ . ---___ ..._---__ _--___.
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 22l South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND iSLAND, NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaslcie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on February 14, 2014. The grantors are STEVEN P
<br /> HEATH and GLENDA M HEATH, HUSBAND AND WIFE, whose address is 4219 SUMMER CIR,
<br /> GRAND ISLAND, Nebraska 68803-6514 ("Borrower"). Borrower is not necessarily the same as the Person or
<br /> Persons who sign the Home Equity Line of Credit Agreement, dated February 14, 2014 ("Contract"). The
<br /> obligations of Borrowers who did not sign the Contract are expiained further in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). STEVEN P HEATH and CLENDA M HEATH have entered into a Contract with Lender as of
<br /> February l4, 2014, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at
<br /> any time, a xYrMAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)r*x of
<br /> Five Thousand Five Hundred and 00/100 Dollars (U.S. $5,500.00) ("Credit Limit"). Any party interested in the
<br /> details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with
<br /> Lender. If not paid earlier,the sums owing under Borrower's Contract with Lender will be due on March 15,2019.
<br /> This Security Instrwnent secures to Lender•: (a) the repayment of the debt under the Contract, with interest,
<br /> including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all
<br /> other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the
<br /> section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br /> and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of
<br /> the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br /> following described property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 4219 SUMMER CIR, GRAND ISLAND,Nebraska 68803-6514
<br /> Le�al Description: LOT THIRTY-ONE (31), WESTROADS ESTATES FOURTH SUBDIV�SION,
<br /> HALL COUNTY, iVEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the properly, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Properly against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges ar any other fees and charges due under the Contract.
<br /> �O 2004-201.'>Compliance Systems,Inc.6EB;-CZ 12-201;I,2.O.E I J 12
<br /> Consumer Real Estate-Securiry fnstrument DL2036 Pa�e I of 5 www.compliancesystems.com
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