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<br /> 10. Borrower Not Released;Forbeerance By Lender Not e 1Nsiver.Extension ot thetime for payment or modification �^_•
<br /> of amortizatfon of the sums secured by this Daed of Tnist granted by L.endor to any successor in interest of Borrowershall �_-_
<br /> not operate to reloase,In any manner,the Ilability of the ori�inal Horrowerand Borrower's successors in interest.Lendershall
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<br /> not be required to commence proceedings against such successor or refuse to extend time tor payment or othern+ise modi �L
<br /> amortization of the surns secured by this Deed of Trust by reason of any demand made by the original Borrower and
<br /> �orrower's successors in interest. Any forbearance by Lender in exercising any right or romedy hereunder, or otherwise �:�__:
<br /> afforded by applicable law, shall not be a waiver of or proclude the exercise of any such right or remedy.
<br /> S�, gu�cessors and Aalgns Bound;Jolnt and Several Liabllity;Casigners.The covenants and a,yreementsherein ��_
<br /> " -,,� contained shall bind,and the rights hereunder shall inure to,the respective successors and assigns of Lender and Borrower,
<br /> .. . subject to the provisions of paragraph 16 hareof. All covenants and agreements ot Borrower shall be joint and several. Any —
<br /> Borrower who co-signs this Deed of Trust,but dces not execute the Nate,(a)is co-signing this Deed�s n0�t,se s nal�l gl abl�on
<br /> convey that Borrower's interest in 1he Property to Trustee under the terms of this Deed of Trust,(b)' P Y
<br /> tha Note or under this f�eed ot Trust,and (c)agrees that Lander and any other Borrower hereunder may 3gree to extend,modi(y,
<br /> forbear,or make any other accammodations with rsgard to the terms of this Deed of Trust or the Note,without that Borrowers
<br /> ' consent and without releasing that @arower or moditying this Deed of Trust as to that Borrowers interest in tf�e Properry.
<br /> 12. Notice. E�ccept for any nolice required under applicable law to be given in another manner, (a) any nolice to
<br /> Borrower provided for in this Deed of Trust shall be given by delivering it or by mailing such notice by certified mail
<br /> addressed to Borrower at tl�e Property Address or at such other address as Borrower may designate by notice to Lender
<br /> as provided herein, and(b)any notice to Lender shall be given by certified mail to Lender's address stated herein or to
<br /> siach other address as Lender may designate by notice to Borrower as provided herein.Any notice provided for in this Deed
<br /> of Trust shall be deemed to have been given to Borrower or Lender wl ab e'V onthis Deed of Trust shalltbe he laws of lhe
<br /> � 13. Goveming Law;Saverability.The state and local laws app
<br /> jurisdiction in which the Property is located.The foregoing sentence shall not limit the applicability ot Federal law to this
<br /> Deed of Trust.In the event that any provi�ion or clause of this Deed of Trust or the Note conflicts with applicable law, such
<br /> conflict shall not aftect other provisions of this Deed of Trust or the Note which can be given effect without the conflicting
<br /> � provisiun,and to this end the provisions of this Deed of 7rust and the Note are declared to bcable lawlorAm tecf�f�e einin,
<br /> "costs","expe�ses"and"attorneys'lees"include all sums to the extent not prohibited by app
<br /> 14. Borrower's Copy.Borrower sl�all be furnished a conformed copy of tho Note and of this Deed ot Trust at the time
<br /> " of execution or after recordation hereof.
<br /> -� 15. Rehabllitetion Loa�Agrtement.Borrower shall fulfill all of Borrower's obligations under any home rehabllitation,
<br /> imnrovement, repair, or other loan agreement which Borrower onters into�in�p ender. Lender, at Lender's option. may
<br /> " � requ:re Borrower to exeaute and delivor to i.ender,in a iui r��acceN�ob,i�bor,�materials o r se vices anVconnectlan wi h
<br /> defenses which Borrower may have against �ariies who supply
<br /> ' improvements mada to the Property. or an interest in� is sold
<br /> 16. Trensfer of Property or a B�neficla��nt�����OW�'If all or any part of the Property Y
<br /> ' � or transferred(or if a beneficial interest in Borrower is sold or transferredmentBn fu�of allnsums secur d by this 1Deed of Trust
<br />- prior written consent, Lender may, at its option, require immediate pay
<br />;�. .�• Howe�rer,this option shail not be exercised by Lender if exercise is prohibited by federal law as of the date of this Deedof Trust.
<br /> If Lender exercisos this option,Lender shall give Borrower notice of acceleration.The notice shall provide a period Qt
<br />�� ' '`'' not�ess than 30 days frorn the date the notice is delivered or mailed within which Borrower must pay all sums secured by
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<br /> this Deed of Trust.If Borrower failsto pay these sums prior to the expiration of this period,Lender may invoke any rem ies
<br /> �� �� �� permitted by this Deed of Trust without further notice or demand on Borrower.
<br />�„�;�.�,�-��:'•. NON-UNIF0�1M COVENANTS. Borrower and Lend�er In ther covenant and agree as follow���s ��h of sny
<br />-K���-��_m.� � 17. Accebration: Rernediea. Except as prov l���Ph 16 hereot, upon
<br />°� "•�°"'"''- covenaM or egro��t o��°r�''O�r In this Deed of Trust,Including Horrowe*'s failure to pey,by the end of 1 O caHndar
<br /> '_ .. �-: ��' days after theY a►e due,erry sums secured by this Deed ot Trust, Lender prlor to accele�'atlo�ahell give nratice to
<br />� . ' garower es provickd in parsgnph 12 hereof specifyt�g:(1)the breach;(2)the actlon requirad to cure such brsech;
<br /> � (3)a date,not kss than 20 days hom the date the notice is maikd to Borro�er,bY Whkh such breech must be cured;
<br />=°=i and(4�thst faflure to cure such breach on or before the date T�o��s�'f`t��������r�the right to
<br />� °. � � aums sscurad by thls Dead of Trust end sale ot the Propertlt•
<br />___":,�,_ ,, reinstate aftar acceleratio�and the r(ght to bring a court action to asse�t the nonexlstence ot s det��or�°�'
<br /> �`. °..,... . defense of Borrower to accelerallon snd sak.lf the breach Is not cured on or befae tM dafR sp�c due and
<br />� • •� l.encler,at Lender's option,may decfare ell of the sums secured by this Deed of Trust to be immedtMe�y ��
<br />... psyable wRhout turther demand and may imrake the pa�r�er of�sale and gny other remedks Pe�mitted dY �PP�
<br /> law.Lender shall be entitled to collect ail reasonabk costs�nd expenses�ncurred In punuing the remedies provkied -
<br /> in this paragraph 17,including,but not limited to,reasonabk altorneya'fees• _
<br /> M the power of sak is Invoked,Trustee shall record a notice ot default in each county in whlch the�P�Y o
<br /> some part thereof Is located and shall mail copies nf such notice In the manner preacribed by Appl'
<br /> Borrower and ta the other persons prescribed by applicable law-After the lap::s of such time as m�aby r�i�
<br /> by appltcable Iaw,Trustee shall give public netice of sak to the persons and in the manner presc
<br /> Iaw.Trustee,without demand on Borrower,shall selt the Prope�rty at public auction tu the highest btdder at the time
<br /> and ptace and under the terms deslgnated in the notice of sale(n one or more parc ulbl c anln uncement at the t me -
<br /> � may determine.Trustee may postpone sale of all or any parcel of the Property by p at an sale.
<br /> � and place of any previously scheduled sale.Lender or Lender's de3igne�may qurchase the Property Y
<br /> �' Upon recefpt of payment ot the_price bid_Trus�sm�l t�e�vee,,r t���p��t�m o Tt�����m�in�Nn_ „
<br /> —,. ._-�; P���d • -
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<br /> 1 lYustee shall apply the proceeds of the sale In the tollowing order:(a)to all reasonable costso�o t g ss�sa e prs ee.
<br /> Including,but not limited tu,Trustee's fees actual�y incurred of nnt more than
<br /> l reasonable attorneys'fees and costs of title evidence; (b)to all sums secured by this Deed of Trust; and(c) the
<br /> 1 excess,it any,to the person a persans legally entitled thereta.
<br /> 18. Borrower's Right to F'�elnstate.Notwithstanding Lender's acceleration of tlie sums secured by this Oeed ofTrust, due
<br /> 1 to Borrower's breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this �eed of Trust
<br /> discontinued at any time prior to lhe earlier to occur of(i) the fifth day before sale of the Property pursuant to the powor of sale
<br /> contained in this Deed of 7rust or(ii} entry ef a judgment enf�rcing th�s Deed ot Trust�f�(a)Borrowor pays Lender all sums which
<br /> wculd be then due under this Deed of Trust and the Note had no accelerat�on occurred:(b)Borrowor cures all breaches of any i
<br /> other coveandtTr�ustee m ento c n ghe covenants�and agre'e Dents ot Borrowe,r�COnta ned m tY�as Deed of brustxand�n e�nforeng
<br /> by Lende
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