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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on February 21, 2014. The grantors are STEVEN H
<br /> JANULEWICZ and JENNA R JANULEWICZ, HUSBAND AND WIFE, whose address is 4219
<br /> VERMONT AVE, GRAND ISLAND, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as
<br /> the Person or Persons who sign the Home Equity Line of Credit Agreement, dated February 21, 2014
<br /> ("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in Yhe section titled
<br /> Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br /> R.Baack,Attorney whose address is P.O.Box 790,Grand Island,Nebraska 68802("Trustee"). The beneficiary
<br /> is Home Federat Savings& Loan Association of Grand Island, which is organized and existing under the laws
<br /> of the United States of America and whose address is 221 South Locust Street, Grand Island,Nebraska 68801
<br /> ("Lender"). STEVEN H JANULEWICZ and JENNA R JANULEWICZ have entered into a Contract with
<br /> Lender as of February 21,2014, under the terms of which Borrower may, from time to time, obtain advances not
<br /> to exceed, at any time, a *xxMAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE
<br /> ADVANCES)''�** of Sixteen Thousand and 00/100 Dollars (U.S. $16,000.00) ("Credit Limit"). Any party
<br /> interested in the details related to Lender,'s continuing obligation to make advances to Borrower is advised to
<br /> consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be
<br /> due on March 15, 2019. This Security Instrument secures to Lender: (a) the repayment of the debt under the
<br /> Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract;
<br /> (b)the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under
<br /> the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of
<br /> Borrower's covenants and agreements under this Security Instrument and the Contract. For this purpose,Borrower,
<br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br /> power of sale,the following described properly located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 4219 VERMONT AVE,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LOT EIGHT (S), BLOCK ONE (1), IN CAPITAL HEIGHTS THIRD
<br /> SUSDIVISION,CITY OF GR.AND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> �rant and convey the Propertv and that the Propertv is unencumbered. excent for encumbrances of record_
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