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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> o �o � � �O 0 0 <br /> O zD � � �z O (� <br /> � N =m � Z <br /> � �� 0 � D� � � <br /> � m� mo D �� o � <br /> w� � � � � <br /> �o � `.`. z <br /> o� O � � <br /> U� Z <br /> O <br /> __ _ _ _ _ _ ___ <br /> - - _ <br /> - _ __-- _ __. <br /> -----___ _--.__ __.____. <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Crand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Chris Kaskie <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> NMLS ORIGINATOR IDENTIFIER: 494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on February 14, 2014. The grantors are THOMAS A <br /> MCHUGH and PATRICIA A MCHUGH, whose address is 234 S OAK ST, GRAND ISLAND, Nebraska <br /> 68801-7877 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home <br /> Equity Line of Credit Agreement, dated February 14, 2014 ("Contract"). The obligations of Borrowers who <br /> did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and <br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. <br /> Box 790, Grand Island, Nebraska 68802 (°Trustee"). The beneficiary is Home Federal Savings & Loan <br /> Association of Grand Island, which is organized and existing under the]aws of the United States of America and <br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). THOMAS A <br /> MCHUGH and PATRICIA A MCHUGH have entered into a Contract with Lender as of February 14, 2014, <br /> under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a <br /> """MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)r*x of Fifteen <br /> Thousand Five Hundred and 00/100 Dollars (U.S. $15,500.00) ("Credit Limit"). Any party interested in the <br /> details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with <br /> Lender. If not paid earlier,the sums owing under Borrower's Contract with Lender will be due on March 15,2019. <br /> This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, <br /> inciuding future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all <br /> other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the <br /> section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants <br /> and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of <br /> the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the <br /> followin�described property located in the COUNTY of HALL, State of Nebraska: <br /> Address: 234 S OAK ST, GRAND ISLAND,Nebraska 68801-7877 <br /> Legal Description: LOT ELEVEN (1]) OF JONES ADDITION TO THE CITY OF GRAND <br /> ISLAND, HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Properry is unencumbered. excent fnr P.nrnmhranrac „f ,.o,.,.,.a <br />