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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> o �o � � �O 0 0 <br /> p ZD � � �z 0 (A <br /> � N =m � Z <br /> O �� � � DA � � <br /> � m� o D rcDn o c <br /> w� � � � � <br /> �o � `.`. z <br /> o� O � � <br /> U� Z <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND,NE 68801 GRAND ISLAND, NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Chris Kaskie <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> NMLS ORIGINATOR IDENTIFIER: 494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> SY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on February 20, 2014. The grantor is MICHELLE L <br /> CARTER, A SINGLE PERSON, whose address is 1612 S ARTHUR ST, GRAND ISLAND, Nebraska <br /> 68803-6317 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home <br /> Equity Line of Credit Agreement, dated February 20, 2014 (°Contract"). The obligations of Borrowers who <br /> did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint and <br /> Several Liability; Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. <br /> Sox 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan <br /> Association of Grand Island,which is organized and existing under the laws of the United States of America and <br /> whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). MICHELLE L <br /> CARTER has entered into a Contract with Lender as of February 20, 2014, under the terms of which Borrower <br /> may, from time to time, obtain advances not to exceed, at any time, a "xrMAXIMUM PRINCIPAL AMOU1vT <br /> (EXCLUDING PROTECTIVE ADVANCES)"** of Seven Thousand and 00/100 Dollars (U.S. $7,000.00) <br /> ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to <br /> Borrower is advised to consult directly with Lender. If not paid earlier,the sums owing under Borrower's Contract <br /> with Lender will be due on March 15,2019. This Security Instrument secures to Lender: (a)the repayment of the <br /> debt under the Contract,with interest, including future advances,and all renewals, extensions and modifications of <br /> the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security <br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and(c)the <br /> performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this <br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to <br /> Trustee, in trust, with power of sale,the foliowing described property located in the COUNTY of HALL, State of <br /> Nebraska: <br /> Address: 1612 S ARTHUR ST,GRAND ISLAND,Nebraska 68803-6317 <br /> Legal Description: LOT SEVENTEEN (17), BLOCK ONE (1), IN BEL AIR ADDITION TO THE <br /> CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Properiy is unencmnbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> �2004-20I3 Compliance Systems,Inc.SE63-DA8F-2013L2.O.E 1 J 12 <br /> Consumer Real Estate-Security Instrument DL20;G Page I of 5 www,compliaocesystems.com <br />