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<br /> __ __ __ _ __ __ _ . _ ___ __ _ _ _. _--
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recordina Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> SY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on February 1, 2014. The grantors are MARK D
<br /> STATES, also known as MARK DARREN STATES, and CINDY J STATES, HUSBAND AND WIFE,
<br /> whose address is 639 E MEMORIAL DR, GRAND ISLAND,Nebraska 68801-7855 ("Borrower"). Borrower is
<br /> not necessarily the same as the Person or Persons who sign the Home Equity Line of Credit Agreement, dated
<br /> February 1,2014("Contract"). The obli�ations of Borrowers who did not sign the Contract are explained further
<br /> in the section tit(ed Successors and Assigns Bound;Joint and Several Liability; Accommodation Signers.The
<br /> trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802
<br /> ("Trustee"). The beneficiary is Home Federal Savings& Loan Association of Grand Island,which is arganized
<br /> and existing under the laws of the United States of America and whose address is 221 South Locust Street,
<br /> Grand Isla�d, Nebrasl<a 68801 ("Lender"). MARK D STATES and CINDY J STATES have entered into a
<br /> Contract with Lender as of February 1, 2014, under the terms of which Borrower may, from time to time, obtain
<br /> advances not to exceed, at any time, a *"*MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br /> PROTECTIVE ADVANCES)r'�'� of Eleven Thousand and 00/100 Dollars (U.S. $11,000.00)("Credit Limit").
<br /> Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is
<br /> advised to consult directly with Lender. If not paid earlier,the sums owing under Borrower's Contract with Lender
<br /> will be due on February 15, 2019. This Security Instrument secures to Lender: (a) the repayment of the debt
<br /> under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br /> Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br /> performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br /> Trustee, in trust, with power of sale,the following described property located in the COUNTY of HALL, State of
<br /> Nebrasl<a:
<br /> Address: 639 E MEMORIAL DR,GRAND ISLAND,Nebraska 68801-7855
<br /> Le�al Description: LOT FOUR (4), IN BLOCK TWO (2), MEVES FIRST ADDITION TO TRE
<br /> CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH al( the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Properiy is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �2004-2013 Compli�nce Systems,lnc.SEB;-FA4C-2013L2.O.E1 JI?
<br /> Consumer Real Estate-Security 6istrument DL?036 Page I of 5 www.compliancesystems.com
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