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<br /> 17.TrAnsier of the Propeety or a Beneticlw!Interest In BorrowQr.If ail or uny pan of the Property or any intcrest in it
<br /> is sold or transferral (ar if a beneficisl interest in Borrower is sold ar transfcrred aiid Aorrower is iiat a natural �Crson)without
<br /> I..t:nder's prior written consent, Lender may, at its option, require immediate paymcnt in full af all sums secured by this
<br /> Security Cnstrument. However, this option shall not be exercised by I.ende;if exercise is prohibitui by feder�l law as of the date
<br /> of Ihis Security Iiistrument.
<br /> If l.endar exercises this option, I..ender shall give Borrower notice uf acceleratio��.The notice shall provide a period of not
<br /> Icss thun 30 days from the date[he notice is dclivcred or malled within which IIorrower must pay all sums secured by this
<br /> Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedics
<br /> perniitted by this Security Instrument without further notice or demand on Borrower.
<br /> 18. Borrower's Right to RetnstQte. If Borrower meets certuin conditions, Borrower shall have the right to huve !
<br /> enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (o� such other period as
<br /> applicable law may specify for reinstntement) before sale of the Property pursuant to any power of st�le cantained in this
<br /> Security Instrurnent; or(b)entry of a judgment enforcing this Security Instrument.Those conditions are that Borrower: (a)pays
<br /> L.ender all sums which then would be due`under this Security Instrument and the No[e as if no�cceleration had cecurred;(b)
<br /> ciires any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument.
<br /> including, but not limited to, reasonable attorneys' fees; and (d) takes such action as I.ender may reasonably requirc to assure
<br /> that the lien of this Security Instrument, L,endcr's rights in the Property and Borrower's obligation to pay thc sums secured by
<br /> this Security Instrument shall conti►iue uachanged. Upe�n reinstatement by Borrower, this Security Instrum�nt and the
<br /> obligations secured t�ereby shall remain fully effective as if no accelerution had occurred. Flowever, this nght to reinstate shall
<br /> not apply in the case of acceleration under paragraph 17.
<br /> 19. Sale of Note; Chenge of I.oan Servicer. 'I'he Natc or u partinl intcrest in the Notc (togcther with tliis Security
<br /> Instrument)may be sold one or more times without prior noticc to Borrowcr. A salc may result in n change in the entity (know��
<br /> as the "Loan Servicc:r")that collects mon�hly payments due under thc Notc nnd this Sccuri�y Instrument.Thcrc ulso may be oiie
<br /> ar more changes of the[.aan Scrvicer unrcluted to A sole of the N�xe. IP there is u change af the I.oun Servicer, Aorrower will be
<br /> gi�en�+riuen notice of thc change in uccordunce with p.tr:�gruph 14 above and applicable luw. The notice will stnte the name and
<br /> uddress of thc new Loan Scrvicer und the nddress to which paymcnts shuuld he madc. Thc nc�ticc will ulw contain uoy uther
<br /> inPomiation required by upplicabls law.
<br /> 20. Hw•r.wrdmis Sutntwnces. Horrowcr �huU not cuusc ar pcnnit the prescncc, use,disposul, tirorugc, or rclease of uny
<br /> Huuirdous Substanccs on or in thc Property. E3c�rrowcr shull not do. nor ullow unyonc clsc tu do, anything uffccting thc
<br /> Praperty �hut is in violution of uny Environmcntal l.uw. The preceding two sentences shall not upply to tho presence, use, or
<br /> storugc on the Property of small quuntities of Nu•r.urdous Subxtunccs thut arc generally rccognizcJ to be nppropriute t� nomial
<br /> residentisl uses and to muintenancc af the Propeny.
<br /> Horrowcr shall prompdy give l.cndcr wnncn noticc��f uny investigation, claim, demand, luwsuit or othcr action by any
<br /> governmentul or regulatory ugcncy or private party involving thc Property and nny Hoza�dous Substance or Bnvironmcntal Law
<br /> of which Borrower has actual knowledgc. If Borrowcr Icarns,or is not�fied by any govcrnmentul or regulatory uuthoriry,that
<br /> any removal ar other remediution of any Hazurdous Substnncc affecting thc Property is necessnry, Borrowcr shall promptly takc
<br /> all neccssary remedial actions in accordance with Bnvironmental Law.
<br /> e� u��.� i�rh±c rnrti��rnPh 20, "Hnzardous Substances" are those substances defined as t�xic or hazardous substances by
<br /> Environmental Law and the following substances: gasoline, kerosene, other finmmabie or coxic peire�ieum pru�iuct�, i�x:c
<br /> peslicides and herbicides, volatile solvents, materials containing asbestos or formaldehyde,and radioactive materials.As used i n
<br /> this paragrnph 20, "Environmental Law�" means federal laws and laws of the jurisdiction where the Property is locatal that
<br /> relate to health,safety or environmental protection,
<br /> NON-UNIFQRM COVENANTS.Borrower nnd Lender further covcnant nnd agree as follows:
<br /> 21. Acceleration; Remedles. Lender shall give notice to Burrower prior to accelerAtlon following Borrower's breach
<br /> ot any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless
<br /> applicable lew provldes otherwise). The notice shall specify: (a)the default; (b)the acdon reyulred to cure the defoult;
<br /> (c)a dwte,not less than 30 days trom the date the uottce is given to Borrower, by which the default must be cured;wnd
<br /> (d)that tailure to cure the default on or bciore the date speclfied in the notice may result in Accelerution ot the sums
<br /> secured by this Security lnstrument end snle of the Property. The notice shall further inform Borrower of the right to
<br /> refnstate after ncceleration and the rlght to bring a court action to assert the non-existence of a default or any other
<br /> detense of Borrower to accclerutlon and sale. lf the default is not cured on or betore the date speclt[ed in the notice,
<br /> Lrnder, at its option, may require immediwte payment in full of all sums secured by this Securlty Instrument withoart
<br /> [urther demand and may Invoke the power of sAle and any othcr remedies permitted by applicuble law. Lender shall be
<br /> entitled to callect all expenses incurred in pursuing the remedies provided in this paragraph Zl,including,but not limited
<br /> to,reasotu�ble ettorneys'fees and costs of title evidence.
<br /> If the power ot sale Is invoked, 1'rustee shall record a notice of default In each counly in whlch Any Nart ot the
<br /> property is IucAted and shull mail copies of such notice in the manner pr�:ribed by applicable law to Borrower and to
<br /> the other persons prescribed by ap�licable law.After the tlme reyuired by applicable law,Trustee shall give public not�ce
<br /> of sale to the persons and in the manner prescrtbed by spplicablc Inw.Trustce,without demand on Borrower, shs�ll sell
<br /> the Property at publtc auction to thc hlgh�t bidder et the time and plece and under the tertns deslRnAted in the notice ot
<br /> sale in one or more parcels and in any order Trustee determines. Trustee m�y postpone sale of all or any parcel of tlu
<br /> property by publie announcetrnent at the time und placc of u��y previously scheduled sale. Lender or its designee may
<br /> purchase the f'roperty at any sule.
<br /> Form 3028 9l90
<br /> papa 5 ot 6
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