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��14�1�7� <br /> r <br /> 13. Loan �harges. If the loan secured by th�s Security Instrument is subj ect to a Iaw which sets <br /> maximum inan charges,and�hat law is finally interpreted so that the interest or ather loan charges collected or ta <br /> b� c�llected in connection with the laan ex�eed the permitted �imits, then: (a} any such loan charge sha�� be <br /> redu�ed b�the amount necessary to reduce the charge ta the permitted limit; and�b}any sums already co�leC�ed <br /> from Borr�wer which exceed�d perrnitted limrts wi��be refund�d to Borrower, Lender may choose to make this <br /> refund by reducing the principal nwed under the Note or by making a direct payme�t to Borrawer. If a refund <br /> reduces principai,the redu�tion will be treat�d as a partial pr�payment withaut any prepayment charge under the <br /> Nate. <br /> 14. Borrower's Authorization for D�sclosure of F�nancial Inforrnation.,Borrower hereby au�horizes <br /> the ha�der of any mor�gage,deed of trust or other encumbrance with a li�n tha�has a prior�ty aver this Security <br /> �nstrument to disclose any financial infarmation requested in writing by the abo�e-named Lender regarding <br /> Borrower's loan. Such infarmation may include,but sha��nat be limi�ed to,the following infarmatian: current <br /> l�an ba�ance, ivan status, delinquency notices, tax and insurance receipts, ha.zard insurance policies and flv�d <br /> insurance policies,and any other information deemed necessary in its sale discretian by Lender. <br /> To the extent the lender may elect to dfl so,frflm time ta time,th�Borrower hereby authorizes Lender to <br /> .cure whally� or in part any default or failure af performance under the terms of the prior Note and 5ecur�ty <br /> Instrument. The Borrower hereby indemnifies and agre�s to hold harmless any Lender acting in re�iance upan <br /> this pravision from any and all liabili�y and causes nf action arising from actions taken pursuant ta this pro�isi�n, <br /> lI7CIUC�In�,but�aot l�mited to,a�l attarney fees,cos�s and expenses�ncurred for any re�.son. This pro�ision cannot <br /> be amended, re�oked, superseded, or canceled prior to payme�.t �n full of the su�ordinate deb� without the <br /> express written consent of the Lender. This prv�ision af the S�curity Instrument may be continually used from <br /> time to time,and shall inure to the benefit of the Lender,its successars and assigns. <br /> 15. VVa�ier of Nat�ce of Intention and Acceierate. Barrower wai�es the right to notice of intention to <br /> require payment in fu11 of all sums secured hy�his Securi�ty�nstrument except as pro�ided in paragraph 7. <br /> RE�UEST FUR N�TI�E �F DEFAULT AND F�RE�L�SURE UNDER SUPERIUR M4RT�AGES � <br /> UR l]EED(]F TRUST <br /> Borrow�r and Lender request the halder of any M�rtgage, Deed of Trust or other encumbrance with a <br /> lien which has priority o�er this Security �nstrument to give Notice to Lender, at Lender's address set for�h on <br /> page one of�his �ecurity Instrumen�, of any default under the superior encumbrance and of any sale or ather <br /> fareclosure action. <br /> BY SIGNIN� NEXT PAGE, Borrower accepts and agrees to the terms contained in this Se�urity <br /> Instrun�er�t and in any r�der�s}e�eCut�d by B arrower and recorded with it. <br /> IN WITNESS�VHERE�F,Borrower has executed this Security Instrument. <br /> Pa e 5 of 7 Initial : �� <br /> � <br />