|
'� `r� �w�
<br /> ' p� q�rr''b°'`"'''' .
<br /> } ; � � • _ __� _
<br /> i_,q�,�. �..�. ` _m,yai.� . _
<br /> ' "f�'i. _��S"�..�_�...u..y� ._._;�_�6=.�=� � %r'__-^-"� � ------
<br /> - - iaca�,tu:br.c�or._.__� �e.o,_..,Y....
<br /> __ .. _
<br /> 98- �11292�3
<br /> TOCiBTHBR WITH ell thc improvements now or hereaftcr eratxi on the property,and al!eusements,appurtcnunccs, and
<br /> fixtures nnw or heru►Rer a part of the property. All rtpincements and additions shall alsa he covereci hy tiiis Security
<br /> Instrument.All oF►he forcgoing is refcrrai to in thia Security Instrumcnt as thc"Praperty"
<br /> flORROW�R COYENANTS thut Barrower is lewfully seiseci of thc cstutc hcrcby coitivcycd and hus thc right to grant and
<br /> conv�y the Property und that th� Property is unencuntbered. exeept far encumbrances of record. Borrower wurrunts ui�d will
<br /> defend generully the title to the Pr�peny ugainst all cluims und de�naixls,subject to uny encunibrances of reco►•d.
<br /> THIS SECURITY INSTRUMGNT combines uniform cavenants for national usc aixl non-uniform covenunts with limited
<br /> vuriuliun�by jurisciiction la constitutc a uniform sccurity inurumcnl covcring rcal propeny.
<br /> UNIFORM COVBNANTS. Horcowarund i..cixlerment�and InterChAr(Scs.�Borrowcr shall promptly pay when due thc
<br /> 1� Payment ot Pirinclpol and Interest; Prepwy
<br /> principal of nnd interest on the debt evidenceci by the Note and any prepayment und late charges due under the Note,
<br /> 2, �'unda tor Tax�and Insurance. Subject to applicablo fnw or to a written waiver by L.ender, Borrower shall pay to
<br /> L.eixier on thc clay monthly p:tymenta ure due under the Notc, until the Note is paid in full, a sum("Funds")for: (a)ycarly taxes
<br /> ai�d ussessnxnts which may attain prioriry over this Security Intitrun�ent as a lien on the Property; (b)yearly Icasehold payments
<br /> or ground rents on the Property, if any;(c)yearly hazard or property insurance premiums; (d)yearly flood insurance premiums,
<br /> if any; (e)yearly mortgage insurance premiums, if uny; and (� any sums payable by Borrower to l..ender, in accordance with
<br /> the provisions of parugraph 8,in lieu of the pa>�ment of mongage insurance premiwns.These items are cullecl "Escrow Items."
<br /> Lender mAy, at any time.collect and hold Punds in an amount not to excced the maxiinum amount u lender for n federally
<br /> relsteci mortgnge loan may require for Borrower's escrow account under the federa[ Real Bstate Settlement Procedures Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RPSPA"),unless another law that upplies to the Funds
<br /> sets A lesser amount. If so, Lender may, at any time, collect and hofd Funds in an nmount not to exceed the lesser amount.
<br /> Lender may estimate the emount of Funds due on the bucis af current data and reasonable estimates of expenditures of future
<br /> Escrow Items or otherwise in accordance with applicuble law.
<br /> The Funds shall be held in an institution whose deposits are insurcd by a federal agency, instrumentality, or entity
<br /> (including Lender, if Lender is sucli an institution)or in any Federal Home Loan Bank.Lender shalt apply the Funds to pay thc
<br /> Escrow Items. I.ender may not charge Borrower for h�lding and applying the Funds. annually analyzing the escrow account,or
<br /> verifying the Escrow Items, unless Lender pays Borrower interest an the Funds and applicable law permics Lender to make such
<br /> a charge. Howevcr, I.ender may requirc Borrower to pay a one-time charge for an independent real cstate tax reporcing service
<br /> used by L.ender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or
<br /> applicable law requires interesi to be paid, Lender shull not be required to pay Borrowcr any interest or eaKnings on the Funds.
<br /> Borrower and Lender may agree in writing, however, that interest shall be paid on thc Funds. l.ender shall give to Borrower,
<br /> without cnarge,an annuai accuurdirg af:�c Fu:ds, :he�aing cs'�'�!ir� �nd dehits ro thc Funds and the purpose for which each
<br /> debit to the Funds was made.The Funds ure pledged as additional security for all sums secured by this Security Instrument.
<br /> If the Funds held by L.e:nder exceed thr,amounts pesmittai to be held by applicable law,Lender shall account to Iiurrower
<br /> for the excess Funds in accordance with the requirements of applicable law. If the amount oF the Funds held by Lender at any
<br /> time is not sufficient to pay the Escrow Items when due,l.ender may so notify Borrower in writing, and,in such case Horrower
<br /> shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the doficiency in no more than
<br /> twelve monthly payments,at Lendcr's sole discretion.
<br /> Upon payment in fuU of all sums secured by this Security Instrument, Lcndcr shall promptly refund to Borrower any
<br /> Funds held by Lender. If,under paragraph 21, Lender shall acquirc or scll the Pro�rty,Lender,prior to the acquisition or sale
<br /> of tha Property,sliall apply any Funds held by Lender at the tirnc of ncyuisition or sale as a credit against the sums Secured by
<br /> this Security Instrument.
<br /> 3. Applieaition of Pnyments.Unless applicable law provides otherwise,all payments received by Lender under paragraphs
<br /> 1 and 2 shall be applied:tirst, to any prepayment charges due under the Note; second,to amounts payable under paragraph 2:
<br /> third,to interest due;fourth,to principal due; and lase,to ariy lute charges due under the Note.
<br /> 4. Charges; Lie�u,Borrower shall pay all taxes.assessments, charges, fines and irnpositians attributable to the Property
<br /> which may attain priority ovcr this Security Instrument, and leaschold paymcnts or ground r�nts, if any. Borrower shall pay
<br /> these obligations in the manner provided in paragraph 2,or if not paid in tliat manner,Borrower shall pay them on time directly
<br /> to thc person owed payment.Borrower shall promptly fumish to Lendcr all noticcs of amounts to be paid undcr this paragraph.
<br /> If Borrower makes these payments directly,Borrower shall prmnptly furnish to Lender receipts evidencing the payments.
<br /> Borrower shall promptly discharge any lien which has prioriry over this Security Instrument unless Borrower:(a)agrees in
<br /> writing to the paymcnt of the obligation secured by the licn in a manncr acceptable to Lendcr; (b)contests in good faith the lien
<br /> by, or defends against enforcement of tlie lien in, Iegal proceedings which in the Lender's opinion operate to prevent the
<br /> enforcement of the fien;or(c) secures from the holder of the lien an agreement satisfactory to L.ender subordinating !he lien to
<br /> this 3ecuriry Instrument. If Lender dctermincs that uny part of the propercy is subjt;ct to a lien which may attnin priority ovcr
<br /> this Secutity Instrwnent,L.cnder may give�orrowcr a notice idcntifying the licn. Borrower shall satisfy the lien or take onc or
<br /> more of the actions set forth above within 10 days of ti�e giving of notice.
<br /> Form 3028 9190
<br /> aano 7 oi�
<br /> _. __.
<br /> �..��_. --...�--. �R...�-� �-. ._..,�.i"�,-<'Vr.� ��.... _._._. �+�'^. i - -- — y+ '�6W4'VSFRHS
<br /> 41 • ' . :� ���3�} � S ty'T_^0 -S p ;s'1'[<' '�"zva.�..
<br /> r
<br /> � 11 } �. .. " . �� . .
<br /> � �,) b �.l�,,y��/�,
<br /> �._,.-_ .. .. ... _.."-_'� . u�u1T"4�'� . iiY'� . ._'�1i.�i1�.�_�'�!'7T�'�f�l7�4�a�.SrwiY _—._.__
<br /> ,�. _ _� _ �—_ .__.__ ._._ __.—_..__�_ ._- -t„�,�. — - �3 -
<br /> j} r
<br /> ..� � 4 .�' .}ax �� �� � ����} . �try.` n � �
<br /> ,,�" ._` + "'>� f'y.n...��':e �� .'bt '"' �'7t��.�
<br /> •C t�+ . •�Y��.
<br /> . . �t .} � . � t .-.ae .
<br /> r . . - . -- • , , ., ;.�,. ��- .�� s.x�,Y=_
<br /> , .`= . . ��;,,�r:���'�'_-_-
<br /> .. . _' . . .. � .. •_ , " , ' ,� 'i;; •. � . �t�*,�i�'�.'1�e:�:�
<br />- , - . . .- ' • _ . . _ - .. . CF�.i 1`�i��_yi��-.
<br /> . ' � , . - . .. , i:r�����!rY'rS`-.
<br /> � ... 'u:"•C.
<br />� . ' .. .. - . . . . _�.. . .. . ' '•�..Y,t4i.i��..'
<br /> . . .. . .. :. 'f��� � . . . . ;� Yr���..:
<br /> , . �.''�'�+'�)q'��1 y"r fik '.;�;d• ..•' '��� :ti:,' w '.._.
<br /> � - . - � .� .. _ "'-t.7;.,7W"'•3;•'�r�''�',�`•^��` ..r�iP'1 Ml��+;r,ti1'�•t•�`��``'-;.
<br /> ,�"''�':�`` � �'�ts�`��f}'CS'.' �u�z
<br /> � 9;� „ ,�::�-...
<br /> .. - _ _ �' �'.3S'•<T�x���',ta.-`§d['�v:n�ii`rr,: . .. '`y
<br /> . _ . ..�.• � � :i
<br /> : . .• _ , . .. `a..;� :,t�t ,'1�Y.,�,r..,;._, .
<br /> „ .., ,,
<br /> . • .
<br /> � .
<br /> .. .. - �� ' � 4t .-.�..
<br /> � _ _ _ •:4 .�p f.�.,-:
<br />
|