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<br /> APPL. IJC).: 15980 075480
<br /> 98- si.xs9a
<br /> RIDER TO f�07'E AND DEED OF TRU57' �
<br /> For valuable consideration, receipt of which is hereby acknowleclged, the
<br /> undersi�ned agree that certaln Pramissory Note of even date to which this Rider is
<br /> attaahed, shall be subject to the following provisions, nntwithstanding any provisions to —
<br /> the contrary contained in said Promissory Note or the Deed of Trust secu�ing same:
<br /> BORRCX�.'S RIC�1T ZU PREPAY:
<br /> You hav�e tkie right to m�k,e payments of principal at any time b�for�
<br /> they are due but m�y be �+,{red to pay a prepa�zt chazge. A payment of
<br /> prir�ipa7. only is laxywn as a "PrnpaY�►�ent��. y�en y�u make a PrepaYment, You
<br /> will �e11 the No�e Hplder in a letter that yuu are doi�r3 so.
<br /> If you m�ke a full prepayment or a partial px�epayment within 36 m�the
<br /> f�xn the date of this Note, yau will be x�qui.red to pay a prepaNr�ent
<br /> chazge, Zt�.e char�e will be irrgased az the amanit oE the prepayment that _
<br /> exceedA tw�nty percen� (20�) of the original principal amauit of the Note
<br /> in ariy tw�elve (12) month period. Thi.e charge will mt exceed the am��nt
<br /> equal to the payment of six (6) [r�the advance interest at the etated ryote
<br /> rate, on tl� �r�cxuzt prepaid in excese of twenty percent (20�) of the
<br /> original pra.ncipal amnant of thia Note.
<br /> 'Il�e Note Holder will use all of my prepaymerite to reduce the acrxxuzt of
<br /> principal that I awe under this No�e. If I make a part.ial pr��payment,
<br /> tt�ere wi3i i�e rro delaye in ciye due dacea or CCLdIXjC� 1Il ui�c u�iui,;►atn �f «<y
<br /> mcnthly paymenta unlesa the Note Iiolder agrees in wri�ing to t}.�ose d�elays
<br /> or charr�ea. if I choose to make a partiaJ. prepaymezit, the No�e H�older may
<br /> z�equire me to make the pz�epay�r�nt on the same day that oz�e of my mo�nthly
<br /> paymente is due. 7ltie Note Holder may also require that the a�rount of my
<br /> partial prepayment be equal to the am�unt of principal ttlat would have beesz
<br /> part of my next one or more monthly payment a.
<br /> DBtAd: ��r 18, 1998
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