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... . r�.r+�.v.r..,�rv�r•�...-�.,« . <br /> . . . . . - . .. �.r..-M.:�.- <br /> 1..v .�n��1�,� .r ..�:'��V� ... .:l. . `:J:i"li��'��n�_ — _���. <br /> ,IF'f�+.i,fi�„'ih,a�_ra4:y��;Y;...,;��:• _�� . �_ .--�'{", - -----__.- <br /> - ---- — �--- - -.� .�_ -- -__... ._1�`=_ <br /> ;. <br /> • : .. • •.. .. � . <br /> _ . - - ..,_. . . __. <br /> •_- <br />-, a•�i:._ <br /> ._,- "�'°�� <br /> . - -- _ <br />°,-,..�- �-------��• = <br /> __ _ -- -_ _._ .._.-..._._ ---- <br />:-��! -- <br /> .:�$i� , . <br /> =_= . gg— is�5s <br />-.� BOkROWER COVENRNTS that Borrower ls lawfuflyseised of the estate hereby conveyed and has the right to <br /> M�:� grant and convey the Property and that tha Property is unencurnbered, except for encumbrences of record. Borrower <br /> ---= wurante and wfll defend gene;ally the title to the Property agdnst all clairn9 and demanda, subject to any encumbrances <br /> - �- of recotd. <br /> a,�w <br />_ -�_� TN[S SECURITY INSTRUMENT combines unlform covenants for nation�l use and non-unifarm covenants wu <br /> =°= llmited vaziations by jurisdictlon to constitute a uniforn� sauriry instruntent covering real property. <br /> .:;��� � <br /> -' UNIFORM COVENANTS. Borrower and L.cndcr covcnant and agree t�s follows: <br /> _.� 1. Paymwt of Prineipd, Inta�at aod Laite Glurae. Borrower shall pay when due tha principal of,and intcrest <br /> � on, the debt evidenced by the Note and late charge� due u�der the Note. <br /> -- 2. Mootbly Paymeat of Taxa.Imur�twe, ad Other (3�r8e+. Borrower shall ii�cludc in each monthly payrnent, <br /> "- together with tha principal and lnterest as set forth in the Note and any latc charges, a sum for (a) taxcs and special <br /> ---=-' assessments levied or to be levied against thc Property, (b)leasehold payments or ground rents on the Property, and <br /> '""'�'- (c) premiums for insur.ance required under paragraph 4. [n any year in which the Lender must pay a mortgage <br /> - insurance premium to the Secretary of Housing and Urban Development ("Secretary"),u: in any year in which such <br /> premium would have beon required if Lender still held t�e Security Instrument, each monthly payment shall also <br /> include either:(i) a sum for the annual mortgage insurance premium to be pald by ixnder to the Secretary, or(ii) a <br /> manthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a <br /> reasonable nnwunt to be determined by the Secretary. Except for the monthly charge by the Secretary, thcse items <br /> = aze called "Escr�w Items" and the sums pald to I..ender are called "Escrow Funds." <br /> -__ I.ender may, at any time, wlleet and hald amounts for Escrow Iterns in a�i aggregate ariwunt not to exceed the - <br /> � m�ximum aawunt that may be required for Bonower's escrow account under the Real Estate Settlement Proceduras <br /> _ Act of 1974, 12 U.S.C.§2601 et seq.and implementing regulations, 24 CI'R Part 3500,as they may be emended from <br /> time to time ('RESPA"),except that the cushion or reserve permitted by RESPA for unanticipated disbursements or <br /> _ disbursements before the Bonower's payments are available in the acwunt may not be based on amounts due for the <br /> ---' mortgage lnsurnnce premium. <br />