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<br />_",�'.�'�� • � TOQETHER WITH all th• knprcvinMr►ts now or hKSaR�r oractad on ths proparly, and ail aasements, appurtenences, and
<br />..;�,'�� fbdun� now or hKwft�r� put ol th�property. A1 r�pMc�te and�ddkbne ehall also be covered by thls Socurity Insirument.
<br /> =:. AN of th�forpakip Ic nhrt�d to h thb S�curMy Inprummt a� lh� "Prop�rty."
<br /> ` ^^��� BOFlf�OWER COVENANTS thRt BonowK Is MwtuNy s�iz�d of ths e5t�ts hxsby conveyed end hes the rqht to pr�nt end
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<br /> 1.ti=.-�'"��� oonwy th� Prop�rty Nnd that th� Prop�rty Is un�ncumhered, excspt for encumbrences of record. Borrower warr�nts end wi �
<br />•�*�T^.V�y� d�Hnd pmK�My th�tkM to th�Prop�rty�W„st �1 olwlma and dem�nds, tubJ�ct to any sncumbnncos ol ncard. �
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<br />_ ,.�,� THIS SECURITY INSTRUMENT combh�e unMorm cowmnte for nrtbnal uas and non•unHorm covenants wRh IknRed I
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<br />---��.� • vulatbn�by Jurkdbtbn lo con�tNub 1 unHorm s�curk�l hstrumont covelnp rsa properly.
<br />:��..�rZ� � � UNIFOHM COVENANTS. BorrowK�nd Undu cawr►�nt and aprw 4s folbws:
<br /> �- _ 1, p�ym�n1 of PrinclpN end Int�rett; Prep�ymsnt �nd L�te Ci�er�ei� Borrowsr shnll prompty p�y wh�n 1��
<br /> =',�,';�� dus tha Erincipal ol�nd Intsn�t on ih�d�bt wkAncsd by the Nota and any prep�ymen►and late charpos dua under the Note. N
<br /> Z. YU11ds far Taxes end Ineurdnce�SubJeCt t0 Applbebb lew or lo e wr8ten watver by Lendar, Borrowor shell pay �
<br /> _���� lo L�nd�on th� dry monthy p�ym�nn an du�uncNr the Not�, untll th� Note Is p�ld �n h,ll;a sum("Funda') for: (�) ys�rly
<br /> tuces end aass��monts whbh rtu�y �Hain prbrity over thia Securky Instrument es s Ibn on the Property; (b)yeary NRSShold �
<br /> ' .:�� p�ym�nts or pround rents on th� Property, 8 any; (c)yeAry huard or property hsurance premiums; (d) yeary flood Insuranca
<br /> pnmluma,M�ny; (e)ywrly mortp�pe hsurAna prKniums, H eny; ond (f)nny sums payable by Bortower to La�der in acCOrd�nce
<br /> -�,� wRh th� provhbna of p�rapraph 8, M Iku ol tho payment of mortp�pe Insurance premlums. These kems �re cdbd 'Eacrow
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<br /> __ ���� Itwn�." Lsnder may, �t any tirr�, collsct and hold Funds In an amount not to exceed the mucknum amount a knda or e
<br /> '�SU'�� federaNy rolnted mortflage ban may rpuk�lor Borrowrr'� escraw account under tha fedarU Fbsl Est�te Settlemenl Proadur�s
<br />=-=`=v i��:� RESPA"), unMes another kw that a pl�s ro th� Funds
<br /> - Act o} 1974�s�d�d hom ttn� to Ihw, 12 U.S.C. @ 26Q1 st seq. (" P
<br /> --_—= s�ts a Mtaer �mount. If so, l�nder may, �l anY tfine,colNct �nd hold Funds fn an smount not to excNd th� N1sw unount.
<br /> .�:�y� Lander may sslhxb ths�mount of Funds dus on the baab of cunsnt dau and nason�bb satknates ot sxpendkuros of futur�
<br /> Escrow Items or otherwk� In �ccord�nce wMh appNcabM I�w,
<br /> The Funds shall be held In en instkutk�n whose deposks are Insured by a federsl aBency, InstrumentalRy, or entrty (includine
<br /> -� Lender, H Lsnder Is suCh en hstkutbn) or in any Faderal Home Losn Bank. Lender shall apply the Funds to pay the Escrow
<br /> Itams. Lander may not aharpe Bortowa for hoWinp and upplyhp lha Funds, ennually analyzhp the escrow accounL or verHylnp
<br /> �� the Eacraw Iteme, unbss Lender ptys Borrower fnterest on the Funds and epplb4bie I�w pormRs Lender to mnke such a
<br /> r�H:=S�� charpe. Howwsr, Lender rtwy requko Borrowor lo p�y a one�tkne cherpe for an independent real estate tex report{np serv�e
<br /> ussd by Lender In connectbn wNh thfs ban, unlesa applbable law pravides otherwise, Unless en epreemenl Is made or
<br /> �� applb�bb law requlras Intxeat to bo pald,Lender sh�p not he requked to poy Bonawer any interest or eamhps on the Funda.
<br /> -'--- Borrower and Lender may aprea fn wrRlnp, however, that fnterest shall be paki on the Funds. Lender shsll pfve to Borrower,
<br /> wkhout Ch�rpa, �n �nnwl �ccountinp of th�Funds. thowlnp crsdks and dobk6 to the Funds and the purpoce for whbh each
<br /> _=.-�"'�� debk to the Funds was mads. Tho Funds ue pbd�ed as iddkbnal aecurky for ell sums secured by the SecurRy Inetrument.
<br /> If th� Funds hNd by L�nd�r �xc»d th�amounti pwmktsd to b� held by applbWl� kw, Lender ehnll accounl to Bonower
<br /> for th• �xcss6 Funds In accordtnc�wkh the nqulremmts ot �pplkable kw. If the amount of the Funda held by Lond�r nt�nY
<br />_:_.,��� tknr ia not suf!lcMnt to pay th�Escrow It�mt wMn dua, lMdef f111y 80 notNy 8orrowsr h wrklnp, and, h auoh ass Bortowar
<br /> -- — shaN pay to Lender the emount necnssry to rruke up the dafblency. Borrower shell make up ►he detblency fn no mors than
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