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��14��943 <br /> ��; "Lender" is Home Federal Sav�i ngs and Loan Assn of Grand I si ar�d <br /> Lender is a Savi ng5 and Loan <br /> arganiz�d and e�isting under the Iaws of T h e S t a t e o f N�b r a s k a . <br /> Lender's address is �Z1 S�uth �ocust St Grand Isl and NE 6$801 <br /> L.ender zs Che ben�ficiary under�hxs Securz�y �ns�rurnen�. <br /> tD� "Trust��" is Arend R Baack, Attorney <br /> �E 3 "Note" means the promissory no�e s�gned by Borra�ver and dated F e b r u a r y 1$, �414 . The No�e <br /> sta�es that Borrawer avves L�nder N I NETY E TGHT THa�SAND ONE H�NDRED F4RTY AND <br /> ��11�4 <br /> Dal�ars �U.S. $9$, 14�.�4 }plus interest. Borr��er has promised�o pay�h�s deb�in r�gu�ar <br /> Periodic Payments and to pay Che debt�n ful�n�t�ater than M a r C h 1, ��2 9 . <br /> �F� "Praperty" means th�praper�y that is descr�bed b��ov�under the heading "Transfer of Rights in th� <br /> Pr�per�y.'► <br /> �G� "Loan" means�he debt evidenced by the Note, p1�s in�erest, a�y�repaymen�charg�s and�a�e charge�due <br /> under�he Note, and aI�sums due und�r this�e�urity Instrument, pius int�rest. <br /> {H} "Rid�rs" m�ans a11 R.iders to th�s Securi�y �ns�rument that are exe�uted by Borrow�r. The fallawing Riders <br /> are�o be exe�u��d by Barrawer�check box a�app���ab�e�: <br /> [.w�.�Adjustab�e R.a�e Rider [��ond�minium Rider [� Second Home Rider <br /> �]Ba.��oon Rider � P�anned Uni� Dev��apment Rider �] 1--4 Family Rider <br /> 0 VA R�der � Biv��ekly Payment Rider ��ther�s} �spe��fy] <br /> ��3 "Applicabl� Law" means all contra�ling appiicab�e federa�, s�a�e and Ioca� statutes, reguia�xons, ard�nances <br /> and adnunistrati�e rul�s and orders�tha�have th�effect of 1aw} as well as aJ.l app�xeab�e fnal, non--app�a�able <br /> �udiciai opinion�. <br /> �J� "�vmmunity Asso��ation Dues, Fees, and Assess�rr�ents" means aI�dues, fees, assessmen�s and a�h�r <br /> charges�hat are imposed on Borro�ver ar the Property by a condominium associat�on, homeo�ners <br /> associa�ion or similar organ�zatzon. <br /> tK} "Ele�troni� Funds Transfer" means any�ransf�r of funds, �th�r�han a transactian orig�na�ed by ch�ck, <br /> draf�, ar similar paper�nstrument, vvhich is initiated�hrough an electronic�erminal, teieph�ruc ins�rument, <br /> computer, or magn��ic�ape s� as to order, instruct, flr auth�rize a financia� insti�u�iorz�a deb�t or credit ar� <br /> accaunt. Such term inc�udes, but �s not limited�o, p�int-�f sale transfers, automated�e��er rnachine <br /> �ransac�iansy �ransfers ini�ia�ed by�e�ephone, w�re�rax�sfers, and automa�ed c��ar�nghous�trar�sf�rs. <br /> tL� "Escrow ltems'� means thase items��iat are�escribed in Sec�i�n 3. <br /> �M� "Nlisce��aneous Proceeds" means any compensa�ian, settl�ment, a�ard af dama�es, ar prac�eds pa�d by <br /> a.�y�h�rd party�other than insurance proce�ds paid und�r�he cov�rages de�cribed in Sectian 5} far: �i} <br /> damage ta, or destructian of, the Proper�y; �ii}c�ndemnat�an ar a�her tak�ng of a�l ar any part of�he <br /> Praper�y; �i��}�onv�ya.�.ce in lieu�f condemnation; or�iv�misrepres�ntations of, or omissxons as�a, the <br /> va�ue andlor c�nd�C�on of the Pra er� . <br /> N�BRASKA-Sing�e�amily-�a�nie Mael���ddi�Mac UN1��RM INSTRUM�NT Form 3�28'fl�� <br /> VMP(� VMPfitNEf t130�y <br /> Walters KEuwer�inancial Ser�ices Page 2 af 17 <br />