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Lender <br />U.S. Bank National Association, <br />a national banking association organized <br />under the laws of the United States <br />425 Walnut Street <br />Cincinnati 45202 <br />Property Address: 1 1320 LINCOLN AVE 5, GRAND ISLAND, NE 68801 -7138 <br />Mortgage Rider <br />This Mortgage Rider, dated 01/10/2014 <br />is incorporated into and amends the mortgage, <br />deed of trust, or security deed (the Security <br />Instrument) of the same date. The Security <br />Instrument covers the Property described above. <br />Secured Debt <br />Secured Debt. The Secured Debt and Future <br />Advances (sometimes referred to as Secured Debts) <br />section of the Security Instrument is amended to <br />add the following sentence as the last sentence in <br />the final paragraph: <br />This Security Instrument will not secure any <br />other debt if Lender fails, with respect to that <br />other debt, to fulfill any necessary <br />requirements or limitations of Sections 19(a), <br />32 or 35 of Regulation Z. <br />Escrow <br />0 Escrow for Taxes and Insurance. The Escrow <br />or Taxes and Insurance section is revised to read <br />as follows: <br />Mortgage Rider <br />VMP' Banke s SystemsTM <br />Wolters Kluwer Financial Services © 2009 <br />111111111111MONNII JUJI111111 <br />Mortgage Rider <br />Owner <br />LAWRENCE D. PETERS, WHO IS <br />UNMARRIED <br />❑ Escrow for Taxes and Insurance. <br />As provided in a separate agreement, the <br />Mortgagor or Grantor agrees to pay to <br />Lender funds for taxes and insurance in <br />escrow. <br />201400930 <br />L <br />Escrow for Taxes and Insurance. <br />nder will collect escrow payments from <br />Mortgagor or Grantor as part of Mortgagor <br />or Grantor's regularly scheduled payments <br />under the Loan. Lender will apply <br />Mortgagor or Grantor's payments in the <br />following order: (1) payment protection or <br />insurance (if applicable), (2) interest, <br />(3) escrow, (4) principal, and (5) other fees. <br />The escrow funds shall be held in an account <br />with Lender or any other federally insured <br />depository institution. <br />10 Escrow for Taxes and Insurance. <br />o rtgagor or Grantor will pay to Lender <br />amounts for (a) yearly taxes and assessments <br />on the Property which under the law may <br />be superior to this Security Instrument, <br />(b) yearly leasehold payments or ground <br />rents (if any), (c) yearly premiums for hazard <br />or property insurance, (d) yearly premiums <br />for flood insurance (if any), and (e) yearly <br />premiums for mortgage insurance (if any). <br />USB -MTG -R 3/25/2010 <br />Page 1 of 3 <br />