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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />0 <br />[Space Above This Line For Recording Data] '74 , Q p <br />IDS, Inc. <br />DEED OF TRUST <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />• 0 cn <br />—n z H-i N <br />CO - m Q <br />—C -*, _C Cn <br />—D r te - Z <br />VI CO XI <br />I. all Z <br />o —4 <br />Z <br />0 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 14, 2014, together with all Riders to this <br />document. <br />(B) "Borrower" is Janyer Diaz, a single man and Betsy Casas, a single woman. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />(E) "Note" means the promissory note signed by Borrower and dated February 14, 2014. The Note states that Borrower <br />owes Lender ONE HUNDRED SEVENTEEN THOUSAND EIGHT HUNDRED FIFTY-FIVE AND NO /100 <br />Dollars (U.S. $117,855.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay <br />the debt in full not later than March 5, 2021. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />Form 302 1/01 <br />Borrower(s) Initials iA - 1.9 <br />