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t � ��14��519 i 13, Lo�n Charges. �f the loan se�ured by this Security Instrument is subj ect to a law which set5 maximum�aan charges,and that Iaw is finally interpreted so that the interest or other loan charges collected ar to be collected in connection with the loan exceed the permitted �imi�s, then: �a} any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit;arid�b}any sums already coilected from Borrower which exceeded permitted limits w�ll be refunded t�Borrower. Lender may cho�se to make thi� refund by reducing the principal owed under the Nnte or by making a d�rect payment to Bvrrawer. If a refund reduces principal,the r�duction will be treat�d as a partial prepayment v�vith.out any prepayment charge under the Note. � 14. Borrower's Authorization far D�sc�asure of Fia�nci�l Information. Borrower hereby authorizes th�holder of any mor�gage,deed of trust or other encumbrance with a lien that has a priority over th�s Security Instrument ta dis�lose any financial information reques�ed in writing by the abo�e-named Lender regarding Borrower's loan. Such information may in�lude,but shall no�be limited ta,the following informafi�on: current loan b�lance, loan status, delinquency notices, tax and insurance receipts, hazard insurance policies and flood . insurance policies,and any o�her informatian deemed nec�ssary in its sole discretion by Lender. T�the extent#he lender may elect�o do so,frorn time to time,the Borrower hereby authorizes Lender to � cure wholly or in part any defau�t or failure af perfarmance under #he terms of the pr�or Note and Security Instrument. Th�Borrowe�'hereby indemnifies and agrees ta hold harm�ess any Lender acting in reliance upon this pro�isian from ar�y and all liability and causes of action arising fram ac�ions taken pursuant to this pro�ision, including,but not�imited to,all attorney fees,costs and expenses incurred for any reason. This provision cannot be amended, revoked, superseded, or canceled prior to paymen� in full of�he subordinat� de�t withvut the express wri�ten consent of the Lender. This pro�ision of the 5ecurity�nstrument may be continually used from time to time,and sha�I inure to the benefit of the Lender,it�successors and assigns. 15. VV��ier of Nvtice of Intention�nd Accelerate. Borrower wa.z�es the right to notice of intention to requir�payment in full of all sums secured�y this Security Instrument except as provided in paragraph 7. REQUEST F�R 1�t3TICE �F ��T�AULT A1�D ��RECL[7�URE UNDER SL]PERI�R M�RTGAGES �R DEED UF TRUST - � Borrower and Lender request the holder af any Mortgage,Deed of Trust or other encumbrance wit�i a lien which has priority o�er this Secur�ty Instrument to gi�e Notice to Lender, at Lend�r's address set forth on page one of this Security Instrument, of any default under the superior en�umbrance and of any sale or ofh�r foreclosure action. BY SIGNING NEXT PAGE, Borr�wer accepts and agrees to the terms conta.ined in this Security Instrument and in ariy rider[s}executed by Borrower and recorded with it. IN W�TNESS WHERE�F,Borrower has executed this Security Instrument. Page 5 af 7 �niti�l