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<br /> 98_ s�.z�rz
<br /> payments may no longer be required,at thc op�ion of L.cndcr, if morcgage incurance covcrage(in thc nmount and for ihe ��criod
<br /> that L.ender teQuires)pro�idcd by an insurcr approved by Lender again becomes nvailaUle and is obtnii�ed• I3urrawer shall pay
<br /> the premlums rcquired to maintein martgage insurance in effect, or to�rovide a loss rescrve,until thc requiremcnt for mongngc
<br /> insurance ends in accordance with any writ[en agrecment ix�tween Borrower and l.ender or;�pplicable I�w.
<br /> 9,In.9pectlon. i,ender or its agent may make rcasonable entries u�n and ins�xctionc of ihc Pro�x:rty. Lcncicr sh:►11 give _
<br /> Barrower notice at thc timc of or prior to an inspection spcclfying rcasonable cause for thc inspeciian.
<br /> 10.�ondemnallon. 'r'he proceeds of any award ur claim for dama�es, direct or consequential, in rnnnection with any
<br /> condemnation or othcr taking of any part of thc Property, or for convcynncE in licu af condcmna�fon, aro hcrcby assigncd and
<br /> shAll be paid to Lender,
<br /> In�hc cveRt of u rotal tafcing of thc Pmpeny, the procccds shall be npplied to thc sums securcd by this Security Instrwncnt,
<br /> whethcr or not then due, with any cxccss paid t� Borrower. In thc evcnt of a panial taking of�he Property in which thc fair
<br /> market value of the Property i�nmediately before the taking is equal to or grenter than thc amount of�he sums sccured by this
<br /> Security Instrument immediately before thc caking,unless i3orrowcr and l.ender atherwise agrec in writing, tlie sums xccurcd by
<br /> this Security Instrument shall be reduced by the amount af thc proceeds mul�iplied by thc following fractian: (a) thc rotal
<br /> amount of the sums secured immcdiately b�fore the taking, dfvidcd by (h) the fair market value of tl�e Property immcdiatcly
<br /> before the takiag. Any balance shall be paid to Borrower. In the event of a partinl taking of the Proper[y in which the flir
<br /> market value of�he Propeny immediately bcfore the �aking is Icss than the amount of the sums securcd immcdiatcly bcfore the
<br /> taking,unless Borrower and Lcndcr othcrwise agra in writing or unless applicablc law otherwisc providcs, thc procecds shall
<br /> be applied to the sums secured by this Security Instrument whether ar not the sums are then due.
<br /> If�he Propeny is abandoned by Borrower,or if, after notice by Lender ta Borrower that the condemnor offers to make an
<br /> award or settle a claim for damages, Borrower fails to respand to Lcnder within 30 days after tlie date the uottcc is given,
<br /> L.ender is authorizeaf to collcct and apply the proceeds,a[ its option,either[o restoration or repair of thc Property or to the sums
<br /> secured by [his Security Instrument,whether or nat then duc,
<br /> lJnless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shal! not extcnd or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the a�nount of such payments.
<br /> 11.Borrower Not Released; ForbearAnce By Lender Not p Waiver. 6xtension of the time for payment or modification
<br /> of amonization of the sums sxured by this Securicy Instrument granted by l.ender to any successor in interest of Borrower shall
<br /> not operate to release thc liability uf the nriginal Borrower ar Borrowcr's successors in interest.Lender shaU not bc required to
<br /> commence procee�ings against any successor in interest or refuse to extend time for payment �r otherwise modify amorti�ation
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> succeswrs in interest. Any forbearance by l.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise r,f any righ[or remedy.
<br /> 12. Successors and Assigns Bound; Jolnt and Several Liabllity; Casigners. 'l'ne covenancs and agrcem�ni� of ti��is _
<br /> Security Instrument shall bind and benefic the successors and assigns of Lender and Borrower, subjcct to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Horruwer who co-signs this Security
<br /> Instrument but dces not execu[e the Note: (a)is co-signing this Security instcument only to mortgaRe, grant and convey that
<br /> Borrowa•'s interest in the Property under the terms of this Securicy Instrumenr (b)is not personally obligated to pay the sums
<br /> secured by this Security instrumen[;and(c) agrees thac L,ender and any other Borrower may agree to cxtend,modify,forbear or
<br /> rnake any accommodations with regard to the terms of this Security Instrument or ihe Note without that Borrower's consent.
<br /> 13. Loan Cbarges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that ehe interesc or other loan charges collected or to be collected in connection with the
<br /> loan exceed the permitted limits, then; (a) :uiy such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit; and(b)any sums already coliected from Borrower which exceeded permitted limits will be rofunded to
<br /> Bonower. Lender may choose to make this refund by reducing the principal owed under the Notc or by making a direct
<br /> paymen[ to Borrower. [f a refund reduces principal, the rcduction will bc crcated as a partial prcpayment without any
<br /> prepayment chargc under thc Note.
<br /> _ 14. Notiees. Any noticc ro Borrower provided for in this Security[nstrument shall be given by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of uiother method. The noticc shall be directcd to thc Propcny Address
<br /> or any other �ddress Borrower designates by notice to Lender. Any noticc to I.cnder shall be givcn by first class mail to
<br /> Lender's address stated hereiu or any other address Lender designutes by notice to Borrower. Any notice provided for in this
<br /> Security Instru►ncnt shall be deemed ta have been given to Borrowcr or Lendcr when given as pravidrd in this paragraph.
<br /> 15. Governing L�w; Severability. This Security Instrmnent shall bc govcrned by fcdcral law ;md thc law of thc
<br /> jurisdiction in which the Property is located.[n the event that any provision or clause of this S�:curi[y Instrument or the Note
<br /> conflicts with applicable Inw, such conflict shall not affect other provisions of this Security lnstrument or the IVute which can be
<br /> given effect without the conflicting provision. To this end tlte provisions of this Security Instrument and the Note are declared
<br /> - to be scvcrablc,
<br /> - 16. Borrowcr's Copy. Borrowcr shall bc givcn onc conformcd copy of thc Notc and of this Securiry InstrumGnt.
<br /> Form 3028 srso
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