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��14��759 required by RESPA, and B�rrower shall pa� �o Lender the amaunt ne��ssar� t�make up the d�f�c�ency in a�cordance with RESPA, bu� in no more�han ��month�y paymen�s. Upon paymen�in full af al� sums secured by th�s S�cur�ty Instrument, Lend�r shali promptly refund ta B�rrow�r any Funds held by Lend�r. 4. Gharges, Liens. Borrower shai�pay a�� ta�.es, assessments, charges, fines, and zmpo�z�ions attr�butable�� the Pr�p�rty wh�ch can atta�n pr�or��r over�h�s Security Instrum�nt, �easeho�d paynzents ar ground r�nts an the Proper�y, �f any, and C�mmuni�y Association Dues, Fe��, and A��e�sm�nt�, if any. To the extent�ha� these items are Eseraw Items, Borra��r shal�pay th�m�n�he mrann�r pra�ided in Section 3. Barrower shall promp�ly discharg�any�ien which has pr�ori�y o�er thi�Security Instrum�n�unless Barravver: �a} agrees in wr�t�ng to the paymen�of the�b�iga�ian secured�y the��en zn a�rnanner acceptab�e �o Lender, bu�on�y so �ong as Borrow�r is perfarn�ing su�h agr�e�m.�n�; (b}��ntes�s the 1�en in g�ad faith by, or defends against enforcem�nt of the lien in, �eg�l proc�e�.�ngs v�hich in Lender's apinion opera�e to preW�n� �he enfarcemen�af th�Ii�n whi�e tho�e proceed�ng�are pending, �ut only unt�l such proceed�ngs are con��uded; or�c} se�ur�s from the h�lder of t�.e��en an agreement satisfact�ry tn L�nder subordina�ing�he Iien ta this�e�ur��y �ns�rurn�nt. �f Lender determ�nes that any part of the Proper�y �s subject�o a Izen whzch �an at�a�n pr�nrity over this Se�urity�ns�rument, Lender may��ve Borrower a notzce ident�fying the�zen. W�thzn 1 D days of�he date on v�hich that n�tice i� given, Bnrrn��r sha�� satisfy�h�lien ar take one�r mare �f the actions s�t far�h above in this Se�tion 4, Lender nzay requ�re B�rrower to pay a�ne-�ime charge for a real es�a�e�ax��ri�catz�n andlor reporting s�r�ice used by Lender�n cannect�on with�his Loan. 5. Property Insuran�e. Borrower shall keep th�impr��m�n�s now ex�sting or hereafter erected on the Praper��r �nsured against�ass by f�re, hazards in��uded w�th�n the term "extended coverage," and any other hazards inclu�ing, but not�imi�ed to, ear�hquak�s and floods, for which Lender requires �nsurance. This insuranc�shal�be ma�nta�ned �n th� amaunts ��ne�uding deduc��ble levels} and for the perzods tha�Lender r�quires. Wha�Lender requ�r�s pur�uant ta the preceding sen��nces can change dur�ng the term of the Loan. The insurance carr�er prov�ding the insurance sha11 be chosen by Borro�ver subject to Lend�r's righ�ta disappr�ve Borrower's chaice, which right shall not be exerc�sed unreasanab�y. Lender may requzre Bnrrower ta pay, in e�nr�ection with�his Loan, either: �a} a oneW�ime�harg� for fload zon�determination, cert�f�cation and tra�king services; �r��} a one-time charge f�r flood z�ne det�rminat�an and cer��cation ser�ices and subs�quent charges each t�me remapp�ngs or simiiar changes o�cur which reasonably might affect su�h determina��on or cer��fz�at�on. Barrower shall alsa b�respon��b�e for the paymen�of any fees imposed b�the Federa� Emergency Managemen� Agency �n�annect�on with the re�iew�f any flood zone determinatzon resu�ting from an abj ect�an by Barraw�r. �f Borr�wer fails to maintain an�of the coverages descr�bed abo�e, Lender ma��btain xnsurance c�verage, at Lender's op�ion and Borr�wer's expense. Lender zs under no Qbligatian�o purchase any par�icuiar typ�or amount of caverage. Therefnre, such coverage shall co�er L�n��r, bu�m�ght�r m�ight no�prate�t Borrow�r, Borrativer's equ�ty �n the Proper��r, or the conten�s �f th�Proper�y, agaznst any r�sk, hazard ar�iabil�ty and might prov�de gr�ater or less�r c�Werage than�as prev�aus�y in effect. Borrower ackn�wledges that the cost of the�nsurance caverage so obta��ed m�gh�sxgn�f�cant�y e�ceed the cost af insurance that Barro�ver c�uld have obtained. An�amoun�s d�sbur�ed by Lender under this Section 5 sha��become addi��onal deb�of Borro�ver se�ured�y th�s Secur�ty �nstrument. These amounts sha�l bear in�erest at�he Nate rate frnm the da�e af d�sbursement and s�a��be payable, with such in�erest, upon no��ce from Lend�r ta Borrower requ�st�ng payment. NE6RASKA-5ingle�amily-Fartnie Mael�reddie Mac UNiF�RM INSTRUMENT Form 3Q28 1101 VMP� VMPfifNE�4�3a�3 Wolters Kluwer Fir�an�ial Ser�ices Page 6�f'�7