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��14��759 <br /> 4�� "Lender" is Home Federal Sa�i ngs ar�d Loan Assn �f Gran�i I s�and <br /> Lend�r is a Sa�i ngs and Loar� <br /> organ�z�d and e�is��ng under th�laws af The State af Nebrasl�a . <br /> Lender's address is �21 Sout� La�ust St Grar�� Isl�nt� NE �88D1 <br /> . <br /> Lender is the�ene�c�ary under this Security �nstrum�nt. <br /> �D} "Trust�e" is Arend R Baa�k, Attarn�y <br /> �E� "Note'r m�ans �he pr�missory note s�gned by Borrower and da�ed Feb r u a ry D 7, �U 14 . The Note <br /> �tate�that Barrow�r flw�s Lender flNE HUNDRED 5I XTY TF�REE THOUSAND SEVE� HUNDRED <br /> SIXTY FIVE ANa aU11QU <br /> Dollars �U.S. $1C3,7f�.0 U }plus int�rest. Barro�er has prom��sed�o pay th�s debt in regu�ar <br /> Periodic Paym�nts and to pay the debt in full nat Iater�han Ma r'�� l, ��l9 . <br /> 4F� "P�rvperty" means the praper�y�hat�s described belaw under the h�ad�ng "Transfer�f Righ�s �n�he <br /> Praper�y." <br /> �G j 'T Loan" means the debt��iden�ed by the N�te, plus �nt�r�s�, an�r prepaym.en�charges and late charges due <br /> under the Note, an� a�l sums due under this S��ur�Cy �ns�runr�en�, plus interest. <br /> �H� "Riders" means �� R�ders ta �h�s Se�ur��� Znstrument that are execu�ed by Borr�wer. The fa�lowing Rid�rs <br /> are�o be execu�ed b�r Borrower �c�eck bo�.as applicable]: <br /> [� Adjus�ab�e Rate Rider [� Condaminium R�der �Second Home Rider <br /> [�] Ba��aon Rider �] Pianned Uni� Developmen�R.ider 0 �-4 Family Rider <br /> [.,� VA Rider 0 B�week�y Paymen�R�der � �ther�s} [specify� <br /> P�A <br /> 41� "Applicab�e Law" means all contralling app�ica��e feder��, s�ate and�ocai statutes, regu�ations, �rd�nances <br /> and admini��rative ru�es and�rders �that have the effect of law} as weli as al� applicable fina�, nan-appea�a��e <br /> �judicial�p�nians. <br /> 4�� rr Cvmmunity Assa��ativn Du�s, Fees, and Assessments" means all dues, fees, assess�nents and ath�r <br /> charges that are imposed an Barrawer or the Proper�y by a condorrlln�um assoc�at�on, hom��wner� <br /> association or similar organi2atian. <br /> �K� "E�ectrvnic Funds Transfer" means any transfer of funds, other�han a transaction ariginat�d by check, <br /> draft, or��m�i.�ar paper�nstrumen�, w��ch is znit�ated through ar�e�ec�r�nic terminal, telephonzc �ns�ru�en�, <br /> compu�er, ar ma�neti�tape so as t�order, �nstruct, ar autharize a�nancia� insti�uti�n�o deb�t or credit an <br /> accaun�. Such t�rm includes, �u�is not�imi�ed to, p�int-of-sale transfers, autamated te��er ma�hine <br /> �ransac�ions, transf�rs initiat�d by telephane, �vire�ransfers, and au�oma�ed��earingh�use transfers. <br /> �L� "E�crow Items" means those�tems tha�ar�described in Section 3. <br /> {N�� "Miscellaneous Proceeds" m�ans any cflmpensation, set��ement, award�f da�xzages, or proceeds paid by <br /> an��h�rd par�y �ather�han�nsurance praceeds paid under�he coverages described in Sect�on 5} f�r: ��} <br /> darnage to, or d�struct�on of, the Property; �ii}condemnation or a�her ta�ing of all or any par�of the <br /> Property; �iii} con�eyance in lieu of c�ndemnat�on; or��v}nr��srepresenta�ions of, �r omissions a�to, �he <br /> value andlor conditi�n of the Pr� er� . <br /> NESRASKA-5ingl��arniiy-�anni�Ma�l�red�i�Mac UN1�4RM INSTRUMENT Fvrm 3028 110� <br /> VMP� VMP6fN�]t13�2� <br /> Wolters Kluwer�inan�iaf Ser�ices Page 2 af i 7 <br />