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<br />"''"F"'" TOOE'THER WITH all ihc imp�nvemen49 now or hereaftu erxted on thc proputy.and dl casemcnts,appurtenanccs,and --
<br /> - •='�''+•� fixturea now ar hucaftcr a part of thc property.AU rcplecemcnts and additions shall also be�covercd by�his Sccurity Instrumcnt. �-
<br />' All of ihe facgoing is rcfeacd to in this Sxuzity Instrument as the"Propeny.'
<br /> • • BQRROWER COVBNAIVTS that Borrowcr is lawfully seisecl of the estatchereby convcycd and has thc right to grant and
<br /> �. convey Ihe Prapercy end that the Propetty is unencutnbered, execpt For encumbrances of raord,Bocrower warrants and will
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<br /> defend genaally the dtle to the Property agdnet all ctaims and demands,subjoct w any encumixances of record.
<br /> _ : ,._, TFI15 SECURITY INSTRIIML�NT wmbines uniform covenants for national use and non-unifoem covenant� with Itmiteci r_.
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<br />,,;:.���•: varlatiais by jurluiiction ta constitute e uniform security instrument covuing realpropaty,
<br /> UMFORM COVENANTS.Borrower and Lender covcnant and agree ac folbw�:
<br />_=–� i.P�yment of PrincipAl And Interest;PrepAyment�ad LAte ChArges. Borrower stiali promptly pay whcn duc thc
<br /> .s��, princi p e l of end interest on Ute debt evidencuf by the Note and any prepayment and lete chargcs due under the Note.
<br />� 2.Runds for Taxes and Inaurance. Su bject to app lica b lc l aw or t o a w ri c t e n w a i v e r b y L c n d c r, B o n o w�r s h a l l p a y t o
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<br /> ;:�r:4;,, � Lcnder otw the day monthly payments are duc under the Notc,unUl the Note is paid in full,a surn("Funds")for:(a)yearly taxcs
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<br /> and assessments which may attain priariry over thia Security Instrumen t as a l ien on t h e P r o p u t y;(b) y c a r l y l c a s ehold pa yments
<br />•,-�•�1��,�,:: or ground rents on the Property,if any; (c)yearly ha7.ard or property insurance prerniums;(d)yearly flaod insurance premiums,if
<br /> ''`'���� ' any; (e)yeacly mortgage insurancc prcmiums,if any; and(�any sums payable by Bo�rower to I.ender, in accordance with the
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<br /> provisans of paragraph 8, in licu of ehe payment of mortgage insurancc pr�niums. 'l l iese i t e m s a r e c a l l e d "�s c r aw Itcros.
<br /> �'s"-�`��.'�� Lende�may,at any time,collect and hold Funds in an amount not to excecd ihemaximum arnount a lender for a federally related
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<br />� -- mortgage loan may reyuire for Borrower's escrow account under t he federal R�al fistate Senlernent Procedures Act af 197 as
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<br /> -• �•r a►nenJed from dmc to dmc,12 U.S.C. Sauan 2G01 et se�. ("RESPA"), unless another isw lhnt appiI�,i IG iliC I`UIIds scis a tesser
<br />--=�r=�-��._,�.�'� amount If so, Lender may, at any dme,coL'ect and hald Funds in an amount not to excad the lesse.r amount Lender may
<br /> !°,"§':;, , esdmWe the amount of Funds due on the basis of current data and reasonable cstimaies of cxprnditures of future Escrow Items or
<br />:;'��.s'�'�,., _,�� otherwise in accordance with apPlicable law.
<br /> -r=_+ 'IUe Funds shaU be held in an instiwtion whose deposits ere insured by a f�deral agency,instrumentality,or er�tity(including
<br />'=�=`.��`•�..� Lenda,if Lender is such an institudon)or in any Federal Home Loan Bank,Lender shall epply the Funds to pay the Escrow
<br /> _=,u,�.��� Items.Lenda may not charge Borrower tor holding end applying the Funds, annually analytieg the escrow account,or verifying
<br />-_-���, the Hxrow Items,unless Lender pays Borcower interest on ihe Funds and applicabk law permits I.ender to make such a ct�arge.
<br /> _ However,I.ender may requira Borrower to pay a one-time charge for an indopendent real estate tax reporting service used by
<br /> --��"'�+� Lender in connxtion with this loan, unkss applicable law provides otherwise.Unkss an agceement is made or applicable law
<br /> -_ - requires interest to be paid,Lendu shall not be required to pay Boaower eny interest a eamings on the Funds. Borrowu end
<br /> _-= . - Lrss3,;,r.^.a;sgr�in wrt(r!�,hnwever; diac interest shall be paid on the Funds,l.e!nder shall give w Borrower.without charge,an
<br /> ?T° '�-�3 annuel accoundng of the Funds,showing eredits and debi�s to the Funds and Ihe piupose for which each debit to the Nunda wav
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<br /> --�--=�k� mada'!he Funds are pledged ac additional security for all sums secured by Ihis Securiry Inst=vmGnt,
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