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<br /> uf Borrowcr's aove�ants and agreements undnr this Securi[y Lnstrumtnt und the Note. For this purpose, Bonower
<br /> irrevocxbly grants and conveys to the Trustee, in trust, with power of sale, the following described unty�,Nebraska��.
<br /> ;� Hal l =-
<br /> The North Sixty Two (62) feet of Lot Eight (8), in Block One (1), in Lakeview,
<br /> an Addition to the C�ity of Grand Island, Hall County, Nebraska.
<br /> which has�he aadress of 219 E. Charl es Street,Grand I sl and �s�rc«,c��r�,
<br /> N�h�{� 68801 [ztp code) ('Property Address");
<br /> TOGETI-IER WITH all the improvements now oc hercafter erected on the property, and all easements,
<br /> appunenances and fixtures now or hereafter a part of the property. All replecementa and additi�ns shall also be
<br /> cavead by this Security Instrument.All of the fongoing is refened to in this Security Instrument e.s the"Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seiud of the estate henby conveyed and has the right to
<br /> grant and convoy the Property and that the Propeny is unencumbered,except for encumbrances of record. Borrower
<br /> wanants and wiU defend generally the title to the Property against all claims and demands, subJect to any
<br /> encumbrances of record.
<br /> THIS SECURITY INSTRUMENI' combines uniform covenants for national use and non-uniform cove►�anta
<br /> with limited varlations by jurisdietion to constituce a uniiorm securiiy i�uira,��eat ca.crinB scr!proger;.
<br /> Borrower and l.ender covenant and agra as follows:
<br /> UNIFORM COVENANTS.
<br /> 1, pRymeat ot Principwl, Iaterest and I,ate Cbprge. Borrower shall pay when due the pdnsipal of, and
<br /> interest on,the deb[evidenced by the Note and late charges due under the Note.
<br /> 2. Moatbly Paymeut of TAxea, Insurxnce and Other Chprges. Borrowac shal� include in each monthly
<br /> payment,together with the principal and inter�st as set forth in the Note and any late cl�arges,a sum for(a)taxes and
<br /> special assessments levied or to be levied against the Property, (b) leauhold payma►ts or gmund rents on the
<br /> Propeny, and (c) premiums for insurance requind under paragraph 4. In any year in which the Lender must pay a
<br /> mongage insurance premium to the Secretary of Housing and Urban Dovelopment("Secntsuy"), or in any yeat' in
<br /> which such premium would have been required[f L.ender still hcld the Security Instrument, each montlily payment
<br /> shall also include either:(i) a sum for the aruival mongage insurance premium to be paid by l.ender to the Socretary,
<br /> or(ii)a monthly charge instcad of a mongage insurance premium if this Security Instrument ia held by the Sectttary,
<br /> in a reasonable amount to be determined by the Secrctary. Except for the monthly charge by the Secretary, these
<br /> it�ms are called"Escrow Items' and the sums paid to Lender are called"Escrow Funds."
<br /> I.ender may, at aziy time,collcet and hold amounts for Escrow Items in an aggregate amounc not to excad t�e
<br /> maximum amount that may be required for Bonower's escrow account under the Real Estate Settlement Procedana
<br /> Act of 1974, 12 U.S.C. Section 2601 et stq. and implomenting regulations, 24 CFR Part 3500, as they may be
<br /> amended from time to time ("RESPA"), except that the cushion or reserve permitted by RESPA for unanticipated
<br /> disbursements or disbursements before the Bonower's payments are available in the Acwunt may not be based on
<br /> amounts due for the mortgage insurance premium. •
<br /> (�4RlNE1�gsa�.o, P�q�2 0l B WUMC '��
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