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BY SIGH G BE OW, Borrower acce n. .;.rees to the terms and covenants contained in this Security <br />Instr ent and i any Rider execut .y Borro r and recorded with it. <br />T; P ESPELAND <br />NMLS# 407650 <br />NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluw er Financial Services <br />(Seal) <br />- Borrow er <br />Qo [ll ( 1 I - I -I`� (Seal) <br />DI A ESPEL - Bo rrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />115150 <br />201.4007 0r� <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 16 of 17 <br />