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<br /> 9$- 112'732
<br /> paymants may no longer t►c reyuired. a�thc opcion of I..�:ndcr, if mortgagc insurancc cuvcragc(in thc amount nnd for thc pericxf
<br /> that L.cnder requires) provided by an insurcr approvcd by L.crdcr ngafn bccomcs available and is obtaincd. Eiorrowcr shnll pay
<br /> the pretniums rcqulred to malntain mortgage insurunce in elfect,or to provide a loss reserve, until the requirement for mortgagc
<br /> insurance end�in uccordencc with any wrlucn agrecmcnt Ixtwecn Barrowcr and Lcnder or applicuble law.
<br /> 9, Invpectlon. l..�:ndcr or iis agent may makc rcasonablc entrics u�n and inspections of thc Property. Lendcr shall givc
<br /> Bormwer notice at�he timc of or prior to an inspcction specifying reasonablc causc for thc inspection.
<br /> 10. Condemnallon. Thc procceds of any award or claim for damagcs, dircct or conscqucntial, in conncction with any
<br /> condemnation or othcr taking of any pan of thc Properry,or fur cunvey�inc� in lieu �f condcmnation, :►rc hercby assigncd and . -
<br /> shall he paid to Lender.
<br />- In the event of a total taking of the Properry, the procceds shall be applied to the sums secured by this Security Instrument,
<br /> whether or not then due, with any excess paid to Borrower. ln the cvent of a partial taking of thc Propcny in which the fair
<br /> markct value of the Property immediately bcforc the taking is cqual �o or greater than the amount af thc sums securcd by this
<br />_ Securiry Instn►ment immediately before the taking,unless Borrower and Lender otherwise agree in writing, [he sums secured by
<br /> this Security Instrument shall be reduccd by the amount of the proceeds multiplicd by thc following fraction: (a) the total
<br /> amount of the sums secured immediately before the taking, divided by (b) the fair market valuc of she Proper[y immediatcly
<br /> before the taking. A�ry balance shall be paid to Borrower. In the event of a partial taking of thc Propeny in which the fair
<br /> market value of the Property immediately before the taking is lcss than thc amount uf the sums securcd immediately beforc the
<br /> taking, unless Borrawer and I.ender otherwise agree in writing or unless applicable law atherwise provides, the proceeds shall
<br /> be applied to the sums secured by[his Security Instrunient whether or not the sums are tlien due.
<br /> If the Propeny is abandoned by Borrower,or if, after notice by I.ender to Borrower that the candemnor offers to make an
<br /> award or settle a claim for damages, Borrower fails [o respond to Lender within 30 days after che date the notice is given,
<br /> Lender is authoriud to collect and apply thc proceeds, at its option, either to restaration or repair of the Property ar to the sums
<br /> securtd�y this Security InstNment, whether or not then due.
<br /> Unless Lender and Botrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11. Borrower Not Released; Forbenrance By l.ender Not a Waiver. Ex[ension of the time for payment or modiCication
<br /> of amortization of the sums secured by this Security lnstrument granted by Lender to any successor in interest of Barrower shall
<br /> not operate to release the liablli[y of the original Borrower or Borrower's successors in interes�. L.ender shalt not be required to
<br /> commence procadings against any successor in interest or refuse to eatend time for payment or otherwtse modify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by tlte original Borrower or Rorrower's
<br /> successors in interest. Any forbcarance by l.ender in exercising any right or remedy shall not be a waiver of or preclude tha
<br /> caercise of any right or remedy.
<br /> 12. Successors ond Assigns Sound; Joint and Several Liabllity; Co-signers. The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants u�d agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> [nstntment but dces not execute the Note: (a) is co-signing this Security Instniment only t� mortgage, grant and convey that
<br /> Borcower's interest in the Propcny under the terms of this Security Instrument; (b) is not personally obligated to pay the sutns
<br /> secured by this Security Instrument; and(c) agrees that I..ender and any other Borrower may agree to extend, modify, forbear or
<br /> make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13. Loon Chs►rges. If the loan secured by this Security Instrument is subject to a law which sets maximum toan charg$s,
<br /> and that law is finally interpreted so that the interest or other loan charges collec�ed or to be collected in connection with the
<br /> loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the eharge
<br /> to the permitted li�nit;and (b) any sums already collected frnm Borrower which exceeded permitted limits will be refunded to
<br /> Borrower. Lender may choose to make tlxis refund by reducing the principal owed under the Note or by making a direct
<br /> paytnent to Fsorrower. If a refund reduces principal, the reduction will 6c treated as a panial prepayment withot►t any
<br /> prepayment charge under the Notc.
<br /> 14. Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of another rnethod. The notice shall be directed to the Property Address
<br />_ or any other address Borrower designates by notice to a..endcr. Any noticc to Lcnder shall be given by first class mail to
<br /> Lender's address stated herein or any other address Lender designates by notice to Borcower. Any notice provided for in this
<br /> Security Instrument shall be deetned to have bcen givcn to Borrower or L.ender whcn given as provided in this paragraph.
<br /> 15.Governing Law; Severabilit��. This Security Instrument sh�ll be govc�med by federal law and thc law of the
<br /> - jurisdicti•�n in which the propeny is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> _ conflicts with applicable law,such conflict shall not affect other provisions of this Securiry Instn►ment or the Note which can be
<br /> = givcn cfrect without thc conflicting provision. To this cnd thc provisions of this Sccurity Instrumcnt and thc Notc are dcclared
<br /> = to be scvcrable.
<br /> - 16.Borrower's Copy.E3orrower shall be given one conformed copy of the Note and of this Security Instrument. _
<br /> = Form 3028 9190
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