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201400703 6. OCCupanCy. Borrower shall occupy, establish, and use tbe Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, wbich consent sha11 not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; InSpeCtiOnS. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain tbe Properry in order to prevent tbe Property from deteriorating or decreasing in value due to its condition. LJnless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deteriaration or damage. If insurance or condemnation proceeds are paid in connection with damage to, ar the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the wark is completed. If the insurance ar condemnation proceeds are not sufficient to repair ar restare the Property, Barrower is not relieved of Borrower's obligation for tbe completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender sha11 give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower'S LAan AppliCation. Borrower shall be in default if, during the Loan application process, Borrower ar any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender(or failed to provide Lender witb material information)in connection with the Loan. Material representations include, but are not limited to, representations concerning Barrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b)there is a legal proceeding that might significantly affect Lender's interest in the Property and/ar rights under this Security Instrument(such as a proceeding in bankruptcy, probate, for condemnation ar forfeiture, far enforcement of a lien which may aCtain priority over this Security Instrument or to enforce laws or regulations), or(c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Securiry Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not lirnited to: (a)paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and(c)paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security InsCrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations ar dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do sa It is agreed that Lender incurs no liability far not taking any or a11 actions authorized under this Section 9. 2013-2413809 100049760012262057 2747 N�RASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MEFtS Form 3028 1/Ot VMP OO VMP6A(N�(1302) Wolters Kluwer Financial Services 1/30l201 4 10:36 AM Page 8 of 1 7