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201400703 <br /> Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower <br /> Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous <br /> Proceeds. <br /> Barrower shall be in default if any action ar proceeding, whether civil or criminal, is begun that, in Lender's <br /> judgment, could result in forfeiture of the Property ar other material impairment of Lender's interest in the <br /> Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has <br /> occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a <br /> ruling that, in Lender's judgment, precludes farfeiture of the Property or other material impairment of <br /> Lender's interest in the Property ar rights under this Security Instrument. The proceeds of any award or <br /> claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby <br /> assigned and shall be paid to Lender. <br /> All Miscellaneous Proceeds that are not applied to restoration ar repair of the Property sha11 be applied in <br /> the order provided for in Section 2. <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or <br /> modi�cation of amortization of the sums secured by this Securiry Instrument granted by Lender to Borrower <br /> or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any <br /> Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any <br /> Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization <br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or <br /> any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy <br /> including, without lirnitation, Lender's acceptance of payments from third persons, entities ar Successors in <br /> Interest of Borro�ver or in amounts less than the amount then due, shall not be a waiver of or preclude the <br /> exercise of any right or remedy. <br /> 13. Joint and Several Liability; Casigners; Successors and Assigns Bound. Borrower covenants and <br /> agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who <br /> co-signs this Securiry Instrument but does not execute the Note(a"co-signer"): (a)is co-signing this <br /> Security Instrument only to martgage, grant and convey the co-signer's interest in the Property under the <br /> terms of this Security Instrumenh, (b)is not personally obligated to pay the sums secured by this Securiry <br /> Instrument; and(c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make <br /> any accommodations with regard to the terms of this Security Instrument ar the Note without the co-signer's <br /> consent. <br /> Subject to the provisions of Section 18, any Successar in Interest of Borrower who assumes Borrower's <br /> obligations under this Security Instrument in writing, and is approved by Lender, sha11 obtain all of <br /> Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from <br /> Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in <br /> writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section <br /> 20)and benefit the successors and assigns of Lender. <br /> 14. LOan ChBrges. Lender may charge Borrower fees for services perfarmed in connection with Borrower's <br /> default, far tbe purpose of protecting Lender's interest in the Property and rights under this Security <br /> Instrument, including, but not limited to, attarneys' fees, property inspection and valuation fees. In regard to <br /> any other fees, the absence of express authority in this Security Instrument to charge a specific fee to <br /> Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees <br /> that are expressly prohibited by this Security Instrument ar by Applicable Law. <br /> 2013-2413809 100049700012262057 2�4� <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br /> VMP� VMP6A(NE)(1302) <br /> Wolters Kluwer Financial Services 1/30/2014 10:36 AM Page 11 of 17 <br />