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<br /> sh�ll pay them on titne directly to thc person owed payment. 8orrower shall prorr�ptly furnish to Lendcr all notfces
<br /> of anx►unte to be paid under this puag�s�ph. If Borrower makos �hcse payments dircctly, Borrower shall promptly
<br /> fumish to Lender recelpts evidencing the peyrnents.
<br /> Bonower sh�ll promptly diecharge any lien which has priority �ver this Security lnstrument unless Aonower: (a)
<br /> agrxa in writing to the payment of the obligatlon seGUred by the lien in a manner acceptable to I.ender; (b) contests
<br /> in good faith the Ifen by,or defends egalnst enforcemcnt of the Ifen in,lcgal proceed[ngs which in the Lender's apinion
<br /> operatc to prevent the euforcemcnt of thc lien; or(c) sec�res from the holder of the lien an agreement satlsfactory �
<br /> to G.ender subordln4ting the Uen to this Security Instrument. lf Lcnder detemvnes that any parc of thc Yroperty is
<br /> subject to a lien which may attain priority over this Security[nstrurnent. Lender may giva Bono�xer a natice identifying
<br /> the lien, Borrower shall satisfy the llen or take one or more of�he xtions stt forth above within 10 days of the giving
<br /> of notice.
<br /> 5. Hazud or Prapecty Inwraooe• Borcawer shall keep the improvements now existing or hereafter erected on
<br /> thc Ptoperty insured against loss by fire,hazards included within the term "extcnded covcrage" and any other hazards,
<br /> including floods ot flooding, for whlch Lender requires insurance. 'Ihis insurance shall be maintained in the amounts
<br /> and for the periods that Lender requires. The insurance carrier provtding the insurance shall be chosen by Borrower
<br /> subjxt to L.ender's approval which ahall not be unreasonably withheld. If Borrower fails to maintain coverage
<br /> described above, I.ender may, at Lender's option, obtain coverage to protect Lender's rigt�ts in the Property in
<br /> accordance with paragraph 7.
<br /> All insurance policies and renewals shali be acceptable to Lender and shall include a standard mortgage clause.
<br /> Lender shalt havc thc right to hold the policles and renewals, if l.ender requires, Bosower shall promptly give to
<br /> Lender all roceipts of paid premiums and renewal notices. In the event of loss.Borrower shall give pmmpt notice to
<br /> the insurance carrier and Lender. Lender may make proof of loss if not mude promptly by Borrower.
<br /> Unless I.tader and Bonower otherwise agree in writing,insurance proccede shall be applial to restoration or repair
<br /> of the Propetty dACnaged, if the restoration or repair is economically feasible and L�ender's security is not lessened.
<br /> If the restoration or repair is not econo�nically feasible or Lender's ucurity would be lessened, the insurance procads
<br /> sh�il be appliaJ to tho s�cns secured by this Security Instrument, whether or not then due, with any excess paid ta
<br /> Borrower. If Bonower abandons the Property, or dces not u►swer within 3� days a notice from Lender that the
<br /> insurance carrier has offered to settle a claiiu,then Ixnder may callxt the insurance proceeds. Lender may use the
<br /> procoeds to npalr or restote the Property or to pay sums secured bythis Secudty Instrument, whether or not then due.
<br /> The 30-d�►y period will begin when the notice is given.
<br /> Unless Lender and Borrower otherwlse agree ln wdting, any application of proceeds to princlpal sh�ll not eatend
<br /> or postpone the due date of the monthly payments refeaed to in paragraphs 1 anct 2 or change the unounc oi�he
<br /> payments. If under paragraph 21 the Property is acquired by Lender, Bonower's right to any insurance policies uid
<br /> procads resulting from damage to the Property prior to the ixquisidon shall pass ro Lender to the eatent of the sums
<br /> securod by this Security Instiument icnmediately prior to the xquisltion.
<br /> 6. Ooa�aa.y. Pneserv�tioa. Mainteaaroe iod Fmtacdon of the P�opaty� Borro�ver's Loa�► Applicatiaa�
<br /> I.eau�Lolds. Borrower sh�ll occupy,establish,and use the Property as Borrower's princlpal residence within sixtydayi
<br /> After the exxution of this Security Insttument and shall continue to occupy the Prop�rty as Borrower's pr;ncipgl
<br /> reaidence f�r at least one yeu after the dAte of occupancy, unless l.ender otherwise agrees in writing,which coaunt
<br /> shul not be unreagon�bly wfthheld, or unless extenuating circunnstan�ces exist which are beyond Borrower's conuol,
<br /> Bonower sh�ll not datroy,damage or impair the Property, allow the Property to detoriorate, or commit waste oa the
<br /> Propeny. Borrower shstll be in default if any forfeiture action or proceeding, whether civil or edminal, ie be�un thae
<br /> in Lender's good faith judgment could result in forteitun of tl�e Property or otherwise materially impair the liea
<br /> created by this Securiry Instcument or Lender's seeurity interest. Bonower may cure such a default and reinstate, s�
<br /> providod in puAgraph 18,by causing the action or procteding ro be dismissed with a ruling that, in Lender's good faith
<br /> detemunuion, prcclades fosfeiture of the Borrower's interest in the�roperty or other matedal [mpairment of the lien
<br /> created by tbis Security Inst�nt or L.endcr's security interest. Borrower shall also be in default if Borrower, during
<br /> the loan applicatfon process, gave materially false or inaccurate infotrnation or statements to Lender (or failed to
<br /> provide I.ender with eny material inforniation) in connection witb the loan evidenced by the Note, including, hut not
<br /> • limiteci to, representations concerning Borrower's occupancy of ttie Property as a prineipal rtsidrnce. If this Secu�ity
<br /> Instcument is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquims fce title
<br /> to the Propetty, the leasehold and the fee title shall not merge unless Lender agrecs to the merger in writing.
<br /> PI�RASICA-SinQle Fiml!Y-PIi�IMPE�yC UNQ"ORM R�iSI'RUh�NP Nam 30Qt 9I90
<br />= ooc� synn,�,.mc.iemi 6+4iwx Page 3 of B
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