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<br /> paymenta may no longer be required,at the optfon of Lendrr,If mortgagr insurance caveragc(in the a►nount And for the�xriod
<br /> lh�t l.ender require�)pravided by an inaurer approved by Lendor again becomes available nnd is obtained. Borrowcr shall pay
<br /> lhe premiums requirod to maintain moagagc insurance in cffect,or to provide a loss ressrve, until the reyuirement for mortgage
<br /> in�ur�nce ends in accordatx;e with any writcen agreement betwan Borrower and L.ender or applicable law.
<br /> 9. lnspection, L.ender or ite agent may malce rexsonable entries upan and inspections of the Property. I.,ender shall give
<br /> Borrower notiw at the time of or prior to an in�pection specifying reas�nable cause for the ins�x.ction.
<br /> 10. Condemn�tlon. The proceeds of any award or claim for damages,dlrect or consequentiai, in connection with any
<br /> conckmnatlon or other tAldng of any part of the Prapeny,or for conveyance in lieu of condemnation, aro hereby assigned and
<br /> shall bc paid to L,endcr.
<br /> !n the event of a totxl taking of the Pro}xny. the proccede shall be applied to the sums s�ecural by this Security Instrument,
<br /> whcthcr or not thcn due, with any exccs�paid to Borrower. In the cvcnt of a partiat taking of the Property in which the fair
<br /> mukct veluc of the Property immediately beforc the taking is equal to or greater than the amaunt of the sums secured by �his
<br /> Security Instrument immediately before the taJcing, unless Borrowcr and l,ender otherwise agrce in writing, thc sums s�cured by
<br /> this Secudty Instrument shall be reducod by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> amount of the sums secured immediately before the taking, dlvided by(b) the fair market value of the Property immediacely
<br /> before the taking. Any balance shall be paid to Bonowcr. In thc evcnt of a partial taking of thc Property in which the fair
<br /> market value of the Property im�naiiately before the taking is less than the amount of the sums secured immediately before the
<br /> taking, unless Borrower and Lender otherwise agra in writing or unless applicable law otherwise provides, the proceeds shall
<br /> be applied to the sums secured by this Security Instrument whethcr or not the sums are then due,
<br /> if the Property is abandoned by Bonower,ar if,after notice by L.ender to Borrower that the condemnor offers to make an
<br /> award or settle a claim for damages, Borrower fails to respond to [.ender wi�hin 30 days after the date the notice is given,
<br /> Lender is au4horizal to colixt and apply the proceeds,at its option,either to restoration or repair af the Property or ro the sutns
<br /> secured by this Security Instniment, whether ornot then due.
<br /> Unless Lender and Borrower otherwise agree in writing, any application of�roceeds to principal shall not eatend or
<br /> postpone the due date of tha monthly payments referred to in paragraphs 1 And 2 or change the amount of such payments.
<br /> 11.Borrower Not Rdeoeed;Furbearaaee By Leadcr Not a WAiver. Extension of thc time for payment or modification
<br /> of amoniration of the sums secured by this Security Instrument granted by Lender to any successor ln interest of Bo:rower shall
<br /> not oper�te to relcase the liability of the origind Boaower ar Borrower's successors in interest. Lender shall not be requiral to
<br /> cammena proceedings against any successor in interest or refuse to extend tirne for payment or otherwis�modify amonization
<br /> of the sums secured bv this Security Instrument by reason of any demand made by the ortgtnal Borrower or Borrower's
<br /> successors in interest. My forbearance by Lend�r in exercising any right or rcmedy shall not be a waiver of or proclude the
<br /> exercise of any right or remedy.
<br /> 12. Successors and AssiAm Bound; Jdat And Several Li�billty; Co�slgnera. The covenants and agraments of this
<br /> Secudty [nstn►ment shall bind and beneCit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> parAgrap6 17. Barrower's cavenuus and agraments shall be joint and several. Any Bonower who co-sigas this Security
<br /> Instmment but does nat execute the Note: (a)Is co•signing this Securiry [nstNment only to mongage, grant and convey thxt
<br /> Borrower's interest in the Pnopeny under the terms of this 5aurity Instrumenh,(b)is not personally obligated to pay the sums
<br /> socurod by this Socurity Instcument; azx1(c)agrees that Lender end any other Borcower may agra to extend,modify,forbear or
<br /> m�lce any accommodations with ngard to the terms of this Suurity Instrument or the Note without that Honower's wnsent.
<br /> 13.I.owa C6prges. If the loan sa:ural by this Security[nstrument is subjxt to a law which sets maximum loan charges,
<br /> u�d�hat I�w i�fin�lly interprete�so that the interest or other loan chargea collected or to be collected in connection with the
<br /> loan exceed the permitted limits,then: (a)any sueh loan charge shall be reduced by the amount necxsaary to cedua tha chuge
<br /> to the permitted limit; and(b)any sums already collected from Borrower which excecdod permitted limits will be refunded to
<br /> Borrower. Lend�r may choose to m�lce this refund by reducing Iho prineip�l owed undec the Note or by making a diitict
<br /> payment to Borrower. If a refund reduces principal, the raluction will be treated as a partial prepayment without any
<br /> pre}vyment chuge under the Note,
<br /> 14.Noticea. My notice to Borrower providec!for in thia Security Instrumenc shall be givon by delivedng it or by mailing
<br /> it by first class mail unless applicable law requires use of another method.The notice shali be directod to the Property Addre.ss
<br /> � or any other address Borrower designates by notice to [.ender. Any notice to Lender shall be given by first class mail to
<br /> Lender's�ddress statod herein or any other address L,ender designates by notia to Bonower. My notice providal fur in this
<br /> Socurity(nstrument shall be damod to have ban given to Borrower or Lender when given as provided in this pazagraph.
<br /> 1S.Govm�in� I.xw; Severablllty. Thla Securiry Instn�ment shall be governed by federal law and the law of the
<br /> Jurisdiction in which the Property is located. In the event that any provision or clause of this Socudty Instrument or the Note
<br /> conflicts with applicable law,such conflict shall not affect other provisions of this Securtty Instrument or the Note which can be
<br /> given effect without the conflicting provision.'Po this end the provisions of[his Security Instrument and the Note aze d�clazed
<br /> to be severable,
<br /> , 16.Borrower's Copy.Bonower shall be given one conformed copy of the Note and of this Security Instrument,
<br />• Form 302e 9/90
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